Clearwater Hurricane Ian Underpaid Claims Lawyer
Clearwater is a tourist and retirement city along the western coast of Florida. Unfortunately, it was also one of the cities in Hurricane Ian’s path in October 2022. The devastating damage inflicted upon thousands of homes across Clearwater left many homeowners and families without any place to live. Many are still waiting and wishing for compensation from their insurance companies.
The National Oceanic and Atmospheric Administration (NOAA) recently revealed an exciting study stating that $2.155 trillion in damages had been caused by weather and climate-related disasters between 1980 and 2021. That is a five-year average of $148.4 billion in weather and climate-based damages.
Did Hurricane Ian cause damage to your home in Clearwater? Do you wish to get paid the maximum compensation owed under your homeowner’s insurance policy for the hurricane damage? You should contact Louis Law Group immediately for a free consultation. We can thoroughly review your hurricane damage claim to determine its estimated value and the best course for seeking maximum compensation.
Call us at (954) 676-4179 and email us here to communicate with our team in Clearwater today.
Why You Should Hire a Hurricane Ian Insurance Claims Lawyer in Clearwater
Hurricane Ian caused thousands of dollars in damages to virtually every home it impacted in Clearwater. Some homes even got obliterated, leaving their owners homeless and financially ruined. They are depending on their insurance companies to compensate them for the full value of the home damage and loss.
Sadly, insurance companies are businesses that put their profits above the interests of their policyholders. When they send their insurance claims adjuster to investigate your hurricane damage claim, they will look for any reason to underpay or deny your claim. The typical reasons may include
- Made late payments on your monthly premiums
- The house has preexisting damage unrelated to the hurricane damage
- Your insurance policy doesn’t cover the type of hurricane damage inflicted
- Your compensation request is beyond the value of the actual hurricane damage
Your insurance company will likely give you one or more of these excuses. However, they may rethink their opinion if they see you have a qualified insurance claims lawyer representing your hurricane damage claim.
Insurance companies won’t try to argue the law with a licensed attorney specializing in insurance law and property damage cases. So if you hire an attorney to negotiate on your behalf, your insurance company may be willing to settle on a fair compensatory amount.
Why Hire Louis Law Group?
Louis Law Group has assisted hundreds of clients in getting the compensation they deserve after their homes were severely or entirely damaged. You should hire Louis Law Group if Hurricane Ian caused any amount of damage to your home because we have the dedication and experience to win your claim case on your behalf. Then you won’t have to worry about your insurance company underpaying a claim which is vital for your future survival.
Our professional law firm can perform the following legal services in representing your hurricane damage claim:
- Analyze your insurance policy to understand its terms and conditions
- Collect vital documents and evidence regarding the hurricane damage
- Talk with your insurance carrier with the hopes of reaching a fair settlement deal
- Begin the litigation process if the insurance carrier fails to settle fairly
The attorneys of Louis Law Group will give you peace of mind because you can focus on rebuilding your life while we worry about the insurance and financial aspect of the hurricane incident.
Contact Us
Would you like to learn more about the Louis Law Group and how we can improve your chances of getting maximum compensation for your hurricane damage claim in Clearwater? Call us at (954) 676-4179 and email us here for more information.
FAQs
1) Can I file an insurance claim for the hurricane damage inflicted upon my home in Clearwater?
Most Florida homeowner’s insurance policies offer at least some coverage for hurricane damage. The coverage extends to hurricane-based wind damage, water damage, fire damage, and hail damage.
However, your standard Florida homeowner’s insurance policy won’t cover flood damage, which has become a common occurrence from hurricanes in Florida. So you’ll need to purchase a separate flood insurance policy through the National Flood Insurance Program or a local authorized agent in Clearwater. Then you can have flood insurance coverage due to a hurricane.
2) How long will it take to reach a claim settlement with my insurance company?
The duration to reach a hurricane damage claim settlement with an insurance company differs for each claim. It all depends on the extent of the damages, the amount of evidence to collect, and the insurance company’s willingness to negotiate. Louis Law Group will work quickly to gather evidence and negotiate with your insurance company to seek a fair settlement on your behalf for your hurricane damage insurance claim.
Unfortunately, many insurance companies are not quick to settle on hurricane damage claims because each payout costs them many thousands of dollars. But they also don’t want to risk going to court and paying an even bigger payout. So when you hire a professional law firm like Louis Law Group to represent your claim, your insurance company will likely want to settle instead of risk going to court.
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