Davenport Hurricane Ian Underpaid Claims Lawyer
Davenport is a small Central Florida city in Polk County. It is far enough away from the eastern and western coastlines for homeowners to receive adequate hurricane coverage on their homeowner’s insurance policies. After all, insurance companies are more willing to cover hurricane damage for homeowners who live away from the coastlines because they don’t suffer as much property damage as coastal homeowners.
Unfortunately, you can still expect hurricanes to cause extensive damage to your home in Davenport anyway. Hurricane Ian certainly brought a lot of water, wind, and flooding damage to homes throughout the city. If your property suffered any kind of damage from Hurricane Ian, you could be entitled to compensation under the hurricane provisions of your homeowner’s insurance policy.
Would you like to schedule an appointment for a free consultation with the hurricane damage claims lawyers of Louis Law Group? Call us at (954) 676-4179 and email us here to get started.
Why You Should Hire a Hurricane Ian Insurance Claims Lawyer in Davenport
Hurricane Ian was a terrible experience for all residents of Davenport. Many homeowners experienced anywhere from minor to severe damage to their homes due to wind, rain, water, and flood damage from the hurricane.
According to a National Oceanic and Atmospheric Administration (NOAA) study, weather and climate-based disasters resulted in $2.155 trillion in damages between 1980 and 2021. The five-year average between those 40 years is $148.4 billion in damages.
A person’s first instinct would be to call their insurance company to submit a claim for the hurricane damage inflicted upon their home. They may figure their insurance company will quickly compensate them because they pay their monthly insurance premiums on time. But fast compensatory payouts are rare after hurricane damage claims are filed.
It costs insurance companies billions of dollars every time a hurricane like Ian hits Florida. This is because millions of Floridian homeowners file insurance claims for the hurricane damage inflicted upon their properties. Insurance companies don’t want to pay these massive claims, so they do everything possible to underpay or deny the claims.
Your insurance company may give you the following excuses for underpaying or denying your claim:
- Preexisting damage not caused by the hurricane
- You made late premium payments
- You are requesting too much compensation for unnecessary repairs
- Damage not covered by the policy.
Therefore, you need to hire an experienced hurricane damage claims lawyer to represent your claim before you attempt to negotiate a settlement. Otherwise, your insurance company will assume you don’t understand your legal rights and use that to their advantage to underpay or deny your claim.
Why Hire Louis Law Group?
Louis Law Group can work with your insurance company to overturn a rejected or undervalued hurricane damage claim in Davenport. Our experienced attorneys will utilize every legal mechanism to ensure your insurance company pays you the total amount of your claim.
Here are the steps we’ll take to manage your hurricane damage claim case:
- Review Your Insurance Policy
- Collect Documents
- Communicate with Your Insurance Carrier
- Start the Civil Litigation Process
Now is the time to get peace of mind regarding the hurricane damage inflicted upon your house. Our lawyers will work around the clock to ensure you get compensated to the fullest extent possible. Then you can move on with your life and use the compensation to rebuild your home or move into a new home.
Louis Law Group is ready to take on new clients and defend its hurricane damage claims in Davenport. Call us at (954) 676-4179 and email us here to schedule a free consultation with our experienced legal team. We look forward to hearing from you.
1) Does my insurance policy cover hurricane damage in Davenport?
The average homeowner’s insurance policy will provide coverage for hurricane damage in Florida. However, many insurance companies are underpaying claims because of the frequency of the hurricanes which have struck Florida homes over the last few years. While this might put insurance companies in financial hardships, it still doesn’t give them the right to underpay your claim. You have the legal right to get paid the full value of your hurricane damage claim if your insurance policy covers hurricane-related damages.
Louis Law Group would be happy to review your homeowner’s insurance claim to verify how much it covers hurricane-related damage in Florida. Usually, the policy will cover damage from wind, fire, water, and hail. But you’ll have to take out a separate flood insurance policy if you want flooding protection.
2) What differentiates your law firm from other law firms in Davenport?
Louis Law Group goes the extra mile to represent our clients to the fullest extent possible. You won’t need to deal with the aftermath of hurricane damage on your own because we’ll be there to seek compensation from your insurance company on your behalf. Our team of hurricane damage claims attorneys will collect evidence, conduct negotiations, and defend your claim in court if necessary. Your claim case will be in good hands under our leadership.