How Do I File a Bad faith Claim Against an Insurance Company?
After your property incurs serious damage, one of the first things you will do is contact your insurance company to get the money you need for repairs and recovery. But if your insurance provider acts in bad faith and purposefully fails to fulfill the terms of your policy contract, you can file a lawsuit against them to get the money you deserve. Your first step in this process should be to contact a reputable law firm that understands Florida law and how to protect your rights in bad faith cases.
How Do You Know It’s Bad Faith?
If in doubt, contact an attorney to set up an initial consultation to determine whether your specific case constitutes bad faith on the part of the insurance company. There are a few signs that you may have cause to file a claim against them. These causes may include a general failure by the insurer to process your claim promptly, to remit an appropriate amount of money to cover damages as outlined in your policy, excessive delays, or using intentionally misleading language or instructions.
Bad faith exists when an insurance company has no intention of honoring your policy. It can also include making the rules so intentionally misleading no ordinary person could understand all of them. While you focus on rebuilding and recovering from potential injuries, let your legal team focus on the claims process.
The Bad faith Claim Process Explained
A knowledgeable attorney will begin any case with a complete and careful investigation of the facts. They will help you determine if you have a bad faith claim and approach the insurance company from start to finish. Your attorney will file the claim, fill out all necessary paperwork, meet important deadlines, and push for a rapid resolution. Best of all, your legal team will engage in regular communication with you so you know what’s going on every step of the way.
After a catastrophic situation that damages your home and other property, you’ll have a ton of stress and worry to deal with. You’ll have expenses for repairs and other issues piling up. If you’ve been paying your insurance premiums, you naturally expect a quick payout from your insurer after you file a claim. When that process breaks down, you need help from experts who can offer swift and sure assistance.
Far too many insurance companies do everything they can to hold on to money, even in the face of a well-documented claim. Don’t put yourself through the stress of trying to navigate bad faith practices on your own.
Do you have concerns about how your insurance company is handling your claim? Call the experienced team at Louis Law Group at (954) 676-4179 or fill out the convenient online form to get the answers and help you need and deserve.