When a policyholder submits a claim to their insurance company, and it falls within the range of their coverage limits, the insurance company is expected to respond to the claim in good faith. If the claim is found to be valid and it is covered under the insurance policy, there is no reason for the insurance company to deny the claim. They are supposed to act in
good faith by approving the claim because it is valid. Unfortunately, some insurance companies may act in
bad faith by denying claims that should not be denied. The reason they do this is probably obvious. Insurance companies are businesses like any other business. They care about their profit margins, so they’re under pressure to deny claims in order to keep their profits high. It doesn’t matter if someone is filing an honest claim. It could be denied if the insurance company’s adjusters need to deny claims for their own reasons rather than for yours. On the upside, there are laws against insurance companies that act in bad faith when they deny a claim. If it can be proven that the insurer is guilty of breaching their contract with the policyholder, then the insurer may owe compensatory damages to the policyholder. Of course, you must find the evidence to prove your breach of contract case. Otherwise, a lawsuit against the insurer won’t work. Bad-faith insurance can refer to property damage claims or personal injury claims that have been wrongfully denied. But when you’re dealing with a
bad-faith claim, you need a bad-faith claim lawyer, not a property damage claim lawyer or personal injury claim lawyer.
Bad-faith claims lawyers specialize in cases where insurance companies implement deceptive practices on purpose to deny claims.
Get Help with Your Bad Faith Claim
Was your insurance claim wrongfully denied in Fort Lauderdale? If so, then you may need a bad-faith claim lawyer from a law firm with a proven track record of success. Louis Law Group has a team of bad-faith claim lawyers who have served the people of Fort Lauderdale for over 10 years. We will investigate the actions of the insurer and ask them questions to get to the bottom of their decision to deny your claim. If we find that they had no legal grounds to deny it, we will try to negotiate a settlement with them. If they refuse to settle, then the next step is to file a bad-faith lawsuit against them. Since most insurers wish to avoid going to court, they may settle if they know their legal defense is weak. As for you, our bad-faith lawyers will represent you every step of the way. We won’t rest until you receive the compensatory damages you’re owed for both the original claim and the extra stress and heartache caused by the initial denial of your claim. According to
FindLaw, you have the right to file a lawsuit if your insurance company does not process, research, or pay your claim within a reasonable time.
Contact our office,
call (954) 676-4179, to discuss your case with our legal professionals at Louis Law Group. We’ll help you get the process started.
