Uninsured Driver Accident Lawyer Miami, Broward, Palm Beach
Car accidents can happen at any time unexpectedly. When you drive your car on the road, you may never think an accident will happen to you. Unfortunately, even the safest and most careful drivers in the world can still experience an accident if another driver on the road is the cause of it. There is no sure proof way of preventing it.
When a car accident occurs, the standard procedure is for the drivers to exchange insurance information. You may depend on the other driver’s insurance carrier to compensate you for the damage incurred from the accident. But what happens if the other driver doesn’t have any insurance coverage?
Studies show that about 13% of Florida motorists are uninsured, roughly 1 in 8 motorists. If you get into an accident and the other driver is uninsured, you cannot depend on their insurance company to compensate you for your medical bills, rehabilitation, property damage, and other damages incurred. Instead, you’ll need to file a claim against the other driver involved for their negligence which caused the accident.
Would you like a free consultation with the uninsured driver accident lawyers of Louis Law Group? Call (954) 676-4179 for assistance.
When Do You Need to Hire an Uninsured Driver Accident Lawyer?
Florida law requires motorists to have personal injury protection coverage on their insurance policy. This protection compensates the driver, passengers, and innocent pedestrians involved in a collision by paying for their medical-related expenses. Unfortunately, the maximum personal injury protection coverage allowed under the law is $10,000 for all medical costs and $5,000 for death.
Florida law does not require motorists to have uninsured motorist coverage. This coverage provides additional compensation from your own insurance company if you have an accident with an uninsured motorist. The only problem is that the maximum coverage amount may not pay for all your medical expenses and other damages incurred from the accident.
It is in your best interest to hire an uninsured driver accident lawyer regardless of whether you carry uninsured motorist coverage. If the total value of your damages exceeds the coverage amount, you could be entitled to more compensation from the insured driver directly. The only way you’ll know for sure is if you hire a lawyer to represent you in your case.
Why Hire Louis Law Group?
Louis Law Group has a dedicated team of uninsured driver accident lawyers who have successfully represented hundreds of Floridians with their uninsured driver accident claims. Our wealth of experience in this legal area gives us an advantage over other law firms.
We focus on your particular objectives and work hard to seek the maximum compensation amount possible on your behalf, whether we have to reach a settlement or go to court. You won’t have to worry about handling any of the critical legal tasks along the way because we’ll complete them all for you.
Would you like to talk with one of our uninsured driver accident lawyers? We offer free consultations to new potential clients. You can reach us at (954) 676-4179 or contact us here to set up your appointment today.
We serve clients involved in uninsured driver accidents all across South Florida. These locations include:
How do uninsured driver accident claims work?
An uninsured driver accident happens when you get into an accident with one or more drivers who don’t have any auto insurance coverage. After you learn the other driver doesn’t have any insurance, the first step is to contact your insurance company and local police if necessary. The more documentary evidence generated by the claims adjuster and police, the better it will be for your case.
Your insurance company will determine the value of your car accident. If you have uninsured motorist coverage, you will receive additional compensation besides the personal injury protection coverage. However, the total compensation you would get from your insurance probably won’t cover all your medical expenses.
So what you should do is set up an appointment with our uninsured driver accident lawyer and provide them with all the documentary evidence related to your case. The lawyer will evaluate the evidence and determine the actual value of your claim, which will likely be much higher than what your insurance company offers.
Once you hire the lawyer, they will negotiate with the other driver for a settlement amount. If the driver doesn’t want to settle, the lawyer will take them to court to seek full compensation.
How is a driver’s liability determined?
Each driver’s level of negligence determines their amount of liability in uninsured driver accident cases. This Florida law takes effect whether the drivers in the accident are insured or uninsured. But an uninsured driver takes on more personal financial liability because they don’t have an insurance company to give them financial protection if they are sued.