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Business Interruption and Loss Claims Lawyer in Florida

Business Income Loss Insurance Claims Lawyer in Florida

Business interruptions can be disastrous for Florida business owners. When you must shut your doors do to circumstances beyond your control, such as a natural disaster, every minute you are losing valuable income. However, business income loss insurance also known as business interruption insurance has helped many business owners stay afloat during a crisis. According to the Insurance Information Institute, this coverage kicks in when your business is shut down due to a damaging event like a fire, windstorm or hurricane. During this time, your company is still obligated to pay its bills and may incur additional expenses as a result of the disruption. This coverage add-on can help cover the cost of day to day operations.

But what happens when your insurance company denies your business interruption claim or underpays? That’s when it’s time to call the insurance experts at the Louis Law Group. While business interruption insurance may save your business, understanding when coverage is triggered can be confusing. If you are suffering from a halt in operations due to a natural disaster, you need experienced insurance litigators on your side. The Louis Law Group knows how hard it is to deal with these issues. That’s why we want to help you manage your business income loss claim from the beginning. We’ll help you get the settlement you deserve for your business.

Why You Need An Insurance Lawyer​

Let’s look at an example: We’ll say you have a cash flow of $8,000 per month. A hurricane has damaged part of your inventory and equipment. This results in a substantial income loss to your business. In this case, the insurance company may be tempted to say that your company suffered losses on just the inventory and equipment. However, you might also incur additional costs and damages. In a situation like this, you need someone on your side who can make the insurance company realize that your losses did not just stop at property damages.

Contact the Louis Law Group

If you are experiencing a business income loss, don’t hesitate to contact us today, call (954) 676-4179 for a free consultation. We will listen to the facts of your case and help you determine what the best course of action is for you and your business.

We help clients with business interruption and income loss property claims throughout Florida

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If your business is located anywhere in the State of Florida and has been interrupted due property damage or government executive order, the Louis Law Group can help you with an existing business loss claim or with filing a new claim against your insurance company. Call (954) 676-4179 for a free consultation.

Frequently Asked Questions (FAQs)

When does my business Florida interruption coverage start?

With many insurance policies, business income loss coverage kicks in as soon as a business shuts down because of a disastrous event such as a fire, windstorm, or even a hurricane. Having this added coverage is good, because your business will still have bills to pay, as well as additional expenses related to the disruption of your business. It’s best to read your insurance policy closely to see what constitutes a claim. You want to make sure your business is covered.

What should I do if my Florida insurance company denies my business loss claim?

Insurance companies don’t like parting with their money and will look for ways to either underpay claims or not pay them at all. While business income loss insurance can save your business, it’s essential to know what triggers the coverage. You may need an insurance litigator to help you navigate through the claim process. The litigator will help you understand your policy thoroughly and work to get you the settlement you’re entitled to in order to save your business.

Do I need an income loss business interruption Florida insurance lawyer?

Dealing with a denied claim or even an underpaid claim can be devastating to your business. You’ve worked hard to make it a success, and having a disaster strike it down is hard to handle. It’s especially challenging when your insurer will pay for losses of equipment or inventory only. They may refuse to take into account additional damages and costs you and your business incurred. An insurance lawyer will be on your side and will have the experience needed to ensure your insurance company will acknowledge that your losses are more than just standard property damages. Your lawyer will have the know-how to navigate your policy and negotiate the right settlement for you to keep your business afloat during the hard times.


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