Unfortunately, a fire loss can happen to anyone at any time. However, knowing that fact doesn’t make it any less traumatic when it happens to you. Dealing with a loss of such magnitude can be stressful for even the strongest of individuals. Add to it, the back and forth with the insurance company and claims adjusters, and it can be downright overwhelming.
Florida house fires can cause severe property damage to both the structure and personal belongings. These damages can extensive and lead to thousands of dollars in repair and replacement of your property. According to the Insurance Information Institute, 35% of property claims filed in 2017 were fire losses.
Seldom will your insurance provider act to swiftly and fairly pay your fire damage claim. Insurance companies will almost always try to settle for less than you deserve. Many policyholders experience unfair delays, low settlement offers, or even claim denials.
In the wake of such maltreatment, you need an experienced litigation team to protect you and fight on your behalf. Our Florida fire damage lawyers know how to deal with homeowners’ fire damage claims and can negotiate or litigate on your behalf to pursue the full compensation you deserve.
Everything must be documented correctly to receive full and fair payout that covers all fire-related damages and losses. The Louis Law Group will prepare and adequately present your claim.
Contact the attorneys at the Louis Law Group, and we will help you take the first step towards moving forward with your life. We will fight your insurance company, for as long as it takes, to obtain the compensation you deserve for fully reimbursing your losses.We offer free consultations to help you determine the next course of action, call (954) 676-4179.
After a fire for which you file a claim for damages, your insurance company will investigate what the caused the fire. They’ll check out the damage and estimate the overall value of your claim. But they may undervalue your claim. We have insurance dispute attorneys that have access to numerous resources that enable them to make a separate assessment that can be used in a negotiation with your insurance company should a dispute about your claim arise. We will work to figure out what caused the fire, estimate the asset’s value, and look for damage that the insurer may have been overlooked to estimate your claim’s true value.
The language in your home insurance policy will determine what damages will be covered in the event of a fire. Some policies may only cover damage caused by the fire itself. Other policies may even cover problems arising from the fire, including smoke and water damage. Your policy may also cover structural, wind, melted personal property, roof damage, electrical, and even plumbing damage.
It’s in an insurance company’s best interest to avoid making payouts to policyholders. To do so, they need to justify their reasons for denying claims. Many states have adopted laws to protect policyholders from wrongful and deceitful actions by insurers. These actions may include: