Frozen Pipe Claims Lawyer Miami, Broward, Palm Beach
People think of Florida as the Sunshine State because of its warmer climate. However, Florida is still susceptible to below-freezing temperatures like any other state. That is why frozen pipe damage is one of the top homeowner’s insurance claims filed in Florida.
Freezing temperatures can freeze the water inside your water pipes. Once that happens, it won’t take long before your pipes get damaged. The damage can lead to leakage or the complete destruction of those pipes. The end result can be flooding to your home and thousands of dollars in repair expenses.
Most homeowner’s insurance policies will cover frozen pipe damage as long as you are not found to be negligent in maintaining your pipes. Unfortunately, insurance claim adjusters love to look for negligence as an excuse to deny or undervalue a frozen pipe claim. For this reason, you need a professional and experienced frozen pipe claims lawyer to represent you and negotiate with your insurance company on your behalf.
When Do You Need to Hire a Frozen Pipe Claims Lawyer?
The signs of frozen pipes will present themselves quickly. For example, you may turn on your faucet and notice very little water coming out or no water at all. You may also notice that the water temperature doesn’t heat up at all. If you notice any of these signs, check your pipes to see if they have frost on them. Frost and water problems are clear signs of frozen pipes.
Insurance companies expect you to do everything possible to prevent frozen pipes. So if the insurance claims adjuster notices preexisting pipe damage or a lack of insulation, they may hold that against you. In other words, they will either undervalue or deny your claim. But this decision doesn’t have to be final.
You should hire a frozen pipe claims lawyer before or after your claim is filed. However, it is better to do it before you file the claim so that you can have professional legal representation from the beginning. The lawyer will negotiate with the insurance company and show that you did everything possible to prevent this pipe damage.
If your insurance company has already denied the claim, a lawyer can still help you appeal the decision. Insurance companies are more willing to negotiate with lawyers and reverse their claim denials because they don’t want to risk going to court. So please contact a frozen pipe claims lawyer as soon as possible.
Why Hire Louis Law Group?
Louis Law Group has a long history of successfully winning compensation for clients who have filed frozen pipe claims in South Florida. Our lawyers will use their legal knowledge, expertise, and negotiating skills to encourage your insurance company to settle on an amount equal to the value of your frozen pipe damage. Otherwise, we can take your claim to court and pursue legal action against your insurance company for the amount we believe is fair.
You will receive the following benefits from our legal services:
- Complete Legal Services: We can gather evidence, examine the evidence, negotiate with insurance companies and seek compensation in court on your behalf. You won’t have to do anything.
- Focus on Objectives: Our mission is to serve your interests and desires. If you don’t like the settlement amount offered by your insurance company, we will take your claim to civil trial and pursue the full amount of compensation owed to you.
- Local Attorneys: We have local attorneys throughout the South Florida region who understand the local and state insurance laws exceptionally well. That means you won’t have to travel far to visit our office and consult with our legal team.
We serve clients involved in frozen pipe damages all across South Florida. These locations include:
What happens when you take on my frozen pipe claim?
Our lawyers will get to work immediately. First, we will analyze your insurance policy, floater policy, past maintenance work on the pipes, and all the other evidence. After that, we will use this evidence to determine an estimated value for your frozen pipe claim.
The value will get presented to your insurance company. If they attempt to negotiate a smaller amount or refuse any settlement, we can proceed by taking them to trial. We won’t rest until you get what is owed to you.
Why should I choose Louis Law Group to represent me?
You should choose the Louis Law Group because we are one of the few law firms with a proven track record of winning frozen pipe cases in South Florida. We have represented numerous clients under various circumstances regarding their frozen pipe situations. Sometimes they performed maintenance on their pipes in the past, and sometimes they didn’t. Either way, we are willing to take on a frozen pipe claim if we find your insurance company owes any money to their policyholder.