Life Insurance Claim Denials Lawyer Florida
Life insurance claims can be worth a lot of money. When a loved one dies with life insurance, the beneficiary is entitled to receive a payout as specified in their insurance policy. The payout could be monthly installments or a one lump sum payment, whichever was decided upon initially.
Unfortunately, life insurance companies tend to make things difficult for beneficiaries. Even though your close relative has passed away, you still have to deal with all the financial matters concerning your life insurance claim. Since the claim could be worth six or seven figures, your insurance company will naturally try to avoid paying it.
The good news is that you don’t have to stand for that. If you need assistance in processing your life insurance claim, contact the Louis Law Group at (954) 676-4179 for a free consultation.
When Do You Need to Hire a Lawyer When Contesting a Life Insurance Claim Denial?
Every life insurance policy has a list of exclusions. These are specific circumstances of death not covered by the life insurance policy. Some of the most common exclusions or reasons for life insurance claim denials include:
- Age misrepresentation
- Health status misrepresentation
- Alcohol or drug use
- Criminal activity
The life insurance company may deny your claim if any one of these possible exclusions is believed to surround the insured person’s death. The insurance company will do everything possible to try and look for something to use to deny your claim. However, if you believe that none of these exclusions exist, you have every right to receive the exact payout specified under the life insurance policy.
Is your insurance company still denying your claim anyway? If so, you need to contest the life insurance claim denial with the help of a qualified lawyer. A legal professional understands the rights of a beneficiary and can determine the maximum benefits they’re entitled to receive. So, if your insurance company tries to deny you those funds unfairly, you will need an excellent attorney to negotiate with them to reverse the denial.
Why Hire the Louis Law Group?
Louis Law Group is one of the premier law firms for handling life insurance claim denials. No matter the circumstances surrounding your life insurance claim denial, we can give you professional legal representation to get the denial reversed. The benefits of hiring the Louis Law Group include the following:
Experienced Attorneys: We have handled hundreds of life insurance claim denials for our clients. Our attorneys have the necessary legal experience to negotiate with insurance companies and get them to reverse their denials.
Seek Full Benefits: Our goal is to seek the full benefits of your life insurance claim. When your loved one has died, you shouldn’t have to spend your time fighting with insurance companies over a claim denial. Instead, let us do all the busy work and negotiations on your behalf so that you can mourn in peace.
Evidence Collection: You won’t have to worry about doing any critical tasks. Our team of attorneys will collect all the necessary evidence to build a strong case for your life insurance claim.
Local Attorneys: Our attorneys have a local reputation throughout South Florida. In addition, we understand the laws surrounding life insurance in Florida. For this reason, insurance companies are more willing to negotiate with us.
Contact Louis Law Group Today
Louis Law Group has the experience and expertise to manage and negotiate your life insurance claim on your behalf. Get started with our free case evaluation offer today by calling our legal team at (954) 676-4179
Call (954) 676-4179 or contact us here for a free consultation.
We serve clients with disability insurance claims all across South Florida. These locations include:
How does the process of a life insurance claim denial?
When your life insurance claim has been denied, you should immediately contact a professional attorney with experience in handling life insurance claim denials for beneficiaries. An attorney can help you appeal the denial by gathering evidence and negotiating with your insurance company on your behalf.
Insurance companies respond better to attorneys than beneficiaries. They know attorneys understand the law and have the power to hold insurance companies accountable in case the claim was denied unfairly.
How is the Louis Law Group different from other law firms in Florida?
Louis Law Group puts clients first. We have the motivation, experience, training, and knowledge to achieve a satisfactory outcome. We’ll work with your insurance company and use every legal tool available to convince them to reverse their denial. No other law firm will be as dedicated to help you than Louis Law Group.