Many people flock to Florida to take up residence in the gorgeous weather; after all, it is dubbed the Sunshine state. However, with the good comes the bad and the humid subtropical climate can be a breeding ground for unwelcome guests such as mold.
Often, mold goes undetected for years until the problem is no longer manageable for the property owner — for example, a homeowner who is not aware of a leaky pipe. The continuous drip in a dark, enclosed cabinet is an ideal breeding ground for mold. At which point, an experienced mold remediation contractor may need to be contacted for testing and inspection.
Issues with mold may also crop after weather-related events as well. Properties can be particularly vulnerable to spread of mold after hurricanes. After hurricane Irma, Floridians had to wait weeks for the damage to be seen by an adjuster before repairs could be made. Dealing with back to back hurricanes, insurance companies were not prepared and understaffed, leaving homes susceptible to mold infiltration, thus leading to costly remediation and repairs.
Florida insurance companies tend to look for loopholes to justify minimizing or denying fair compensation for homeowner’s mold claims. They often try to discourage policyholders from filing mold damage claims with legal and industry-specific terminology that’s hard to understand.
If your insurance company trying to avoid compensating you, you need an experienced attorney to help you interpret your insurance policy, properly file a mold damage claim, and fight on your behalf.
The Louis Law Group can assist property owners with new, underpaid, and denied mold coverage claims.
If you need help with recovering any losses resulting from mold damage or find yourself in a dispute, contact the Louis Law Group to help with your claim.