A public adjuster is an independent insurance professional whose job is to make insurance claims on behalf of policyholders. When you experience damage in any of your insured properties, your likely next step is to file a claim to your insurance company for the damages. This is exactly where a public insurance adjuster comes in. Filing an insurance claim can be worrisome for individuals, which is why public adjusters assist with insurance claims. Basically, a public insurance adjuster will evaluate your damage claims and make sure you are compensated by your insurance company.

Why Miami Policyholders Should Hire Public Adjusters for Insurance Claims

Considering the complexity of filing insurance claims, it is a wise for policyholders to hire public adjusters when they consider filing a claim. Here are few of the numerous reasons you should give consideration to hiring public adjusters for your insurance claim:

  1. Expert Advice

Public adjusters are professionals who are highly experienced in filing insurance claims for damaged properties. The public adjusters at Louis Law Group will advise you on how to get the best settlement from your insurance company, and help you get the possible outcome from filing your damages claim. You’ll be advised and guided during the entire claim process.

  1. Effective Insurance Claims

Public adjusters deal with insurance companies more often than individual property owners.  These insurance claim professionals are used to insurance policies, and they know all the techniques required to get the best possible compensation for policyholders. For property owners in Miami looking to hire highly knowledgeable public adjusters for their damage insurance claims, Louis Law Group is the best place to consider.

  1. Saves Time and Stress

It’s no secret that filing insurance claims can be worrisome and frustrating, especially when you’re not getting a good response from your insurance company. The grievance associated with property damage alone is a huge burden. Hiring a public adjuster can save you valuable time and stress. The public adjusters at Louis Law Group will save you that stress and time by making your entire claim process easy and fast.

  1. Professional Backup

At times, you might not agree with your insurance company decision on your damages claims. When you have the backup of a professional public adjusting service firm, your insurance company will pay more attention to your claim. Insurance companies trust the damages evaluations and reports done by public adjusters, which is another benefit you’ll get from hiring one.

  1. Fair Compensation

Not only do public adjusters know how to evaluate property damages, they also know how to create damages reports that’ll get fair compensation from your insurance company. Getting the best possible settlement from your insurance company is only achievable if you hire a public adjuster. Thinking of hiring a public adjuster in Miami? Louis Law Group is the right choice.

Home Insurance Claims You Can Hire Public Adjuster For

Properties owners can make several different types of insurance claims. For homeowners in Miami, here are few of the home insurance claims you can hire a public adjuster for: 

  1. Flood Damage

Flood damage is destruction associated with flooding. Flooding is an overflow of water from natural sources into homes. It can result from heavy rainfall, a river overflow, snow melt and tsunamis. It is one of the most catastrophic forms of damage that a property owner can experience. If you flood damage strikes your home, it’ essential that you hire a public adjuster to help you with your insurance claim process.

  1. Water Damage

Water damage is one of the common home damages experienced by homeowners. It can lead to extensive property damage within a home. Water damage is often caused by leaky pipes, a poor drainage system, a burst water heater, and more. Hiring a public adjuster will help you get your water damage insurance claims approved more easily.

  1. Roof Damage

The roof is one of the most important parts of a home. Roof damage is often associated with leaks and dilapidation. Once you experience roof damages, hiring a public insurance adjuster should be your next step, but only if your home insurance policy covers roof damage.

  1. Fire Damage

This is another catastrophic type of property damage. As such, it is important you get compensated in as little time as possible if you experience fire damage in your home. Hiring a public adjuster is the easiest way to do this.

  1. Denied Claims

If your insurance company denies your initial claim, you can hire a public adjuster to reopen your claim if you’re not satisfied with the decision. There are several reasons insurance companies might deny a policyholder’s claim. At Louis Law Group, our public adjusters will guide you on the right path to getting your insurance claims approved.

Public Adjuster Charges

Public adjusters don’t charge fees before filing an insurance claim. Often, 10% of the total compensation paid will be collected by your public adjuster, though you can sometimes negotiate the fee with your public adjuster before the claim is filed. 

What to Consider When Hiring a Public Adjuster in Miami

When you’re considering hiring a public adjuster for your insurance claims in Miami, there are several important considerations to bear in mind.  They include:

  • Professionalism
  • Competency
  • Experience
  • Outstanding communication

If you’re looking for all these qualities in a public adjuster in Miami, Louis Law Group is the right place for you.