Water Damage Insurance Claims Lawyer in Florida

Water Damage Insurance Claims Lawyer in Florida

Water damage claims are one of the most common losses plaguing Florida homeowners. According to the Insurance Services Office, water property claims are the second most frequently filed insurance claims, following wind and hail damage. Not only are water damage claims among the most prevalent, but they are also the trickiest for policyholders to understand. This lack of understanding could lead to miscommunication when turning the claim into your insurance carrier, resulting in a claim denial. The problem lies with identifying whether the water source causing the damage is covered under a Florida homeowners’ policy. For example, damage caused by a flood will not be covered by standard homeowners’ policies. Of course, water damage can be quite costly to repair, and if your insurance company has denied your claim, you can be out thousands of dollars.

Why You Need An Insurance Lawyer

The Louis Law Group knows what comes with the destruction of your property, and we want to help with your water damage insurance claims. The Balance states the most common types of claims that may be covered or excluded on a Florida home policy are:

  • Sudden or Accidental Discharge
  • Sewer Backup or Water Backup
  • Overflow
  • Flood
  • Storm-related Water Damage Covered by Insurance

Water damage insurance claims can be quite complex. It would be a wise choice for property owners to consider hiring an experienced and trusted attorney to help bring resolution to their claim. When you purchase a homeowner’s insurance policy, you deserve to get the highest possible compensation from your insurance company when you need them. Our goal at the Louis Law Group is to help our clients get fair and timely settlements from their insurance companies. Our insurance litigators have the skill and claims expertise to fight for your rights as an insured.  

Contact the Louis Law Group

If your property water damage claim seems to be at a dead end with your Florida insurance carrier, please contact the Louis Law Group today, call (954) 676-4179. We offer free consultations to help you determine the next course of action. Give us a call, one of our water damage insurance claims attorneys will be happy to speak with you about your situation.

We help clients with water damage property claims throughout Florida

Map of Florida
Map of the State of Florida
"The Sunshine State"

If your property is located anywhere in the State of Florida and has sustained water damage, the Louis Law Group can help you with an on-going water damage claim or with filing a new claim against your homeowner's insurance company. Call (954) 676-4179 for a free consultation.
Louis Law Group
Based on 42 reviews
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Michael Navaro
Michael Navaro
05:28 12 Aug 20
I am extremely satisfied with the results obtained from Louis Law Group. I put in a claim for roof damage on my home... due to heavy winds/rain and was denied. Most of the homes in my area also put in for damages. All had their roofs replace but I. I contacted Louis Law Group and they wasted no time in taking care of the situation. Within weeks I had my roof replaced with no cost. I highly recommended this prestigious Law Group, I could not say enough about them.read more
Hugo Segovia
Hugo Segovia
18:02 01 Jul 20
Outstanding service, very professional and keep us updated.
ketty moleon
ketty moleon
21:04 17 May 20
We had a great experience with Louis Law Group. We had a Citizens claim for a roof leak. Citizen denied the claim and... refused to pay us. But this law firm got us money for our claim, we got our roof repaired and had money to spare. I couldn’t say enough good things about the lawyers and the staff.read more
thao Staszewski
thao Staszewski
22:28 20 Feb 20
Superb service Always informed me on each step Excellent result for client I would recommend this firm 1000%
Tee Tisdale
Tee Tisdale
22:52 31 Jan 20
My experience with Louis Law Group was excellent, We had a problem with getting payments for the damage to our home... with our homeowners insurance, we had to hire Louis law Group to handle this matter, what we thought would take a year or more turn out to be a few months. Our lawyer Mr. Joseph Wald and staff was wonderful, he communicated with us from the beginning to the end. Attorney J.Ward can have our business any day. We recommend Louis Law Group very highly. To the staff Hats off to you, keep up the good job! We are very happy with the final result. Thank You so much. Mr. & Mrs. T. Tisdaleread more
Elizabeth Mompoint
Elizabeth Mompoint
00:54 11 Dec 19
Pierre and his team are amazing! They really cater to you as a client and help you get the most from your insurance... company! Definitely would recommend!read more
Magalie  Momplaisir
Magalie Momplaisir
00:17 11 Dec 19
I'm extremely pleased with the service I received from Louis Law Group. They're very professional. And they're willing... to go the extra mile to assist. I highly recommend them with anyone who needs to file a claim with there home insurance company.read more
A Chancy
A Chancy
16:46 21 Oct 19
Fighting with the insurance is the last thing anyone wants to tackle. The Louis law group is made up of sharp attorneys... willing to fight for you. We submitted a claim to our insurance company which they quickly denied. This law group picked up our case and was able to make the insurance company pay us for our losses. Although the process took awhile the firm made sure to keep us updated with all aspects of our case. I would highly recommend this firm to handle you battles with the insurance companies.read more
20:22 07 Oct 19
Excellent law firm. One of the best experience I have had, they put they’re clients first and work for you none stop.... I love the passion and dedication they have for there clients. I highly recommend Louis Law Group.read more
Louis Law Group .
Louis Law Group .
14:02 08 Oct 14
5 stars for Mr. Pierre he properly represented me as my property insurance lawyer and got me results.
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Frequently Asked Questions (FAQs)

Does my homeowner policy cover flood damage in Florida?

In many states, flood damage is excluded from most standard homeowner’s insurance policies. Usually, you’re required to obtain separate flood coverage through a public entity such as the National Flood Insurance Program or FEMA. Alternatively, you can obtain flood coverage through a local and authorized private carrier. Be sure to check your policy so you understand what it will cover in the event of a flood. It may cover little to no damage, which means you’ll probably need another policy that will.

Does my policy cover property damage from a sewer backup in Florida?

When the damage is caused by a backed-up drain or sewer or a failed sump pump, most insurance policies will not provide coverage. It’s possible that your plan will include some added endorsements that will allow limited coverage for sewer, sump pump, or drain backups. It’s essential to read your insurance policy carefully to determine the scope of your water damage coverage and whether any exclusions may exist. Another option is to purchase a rider for sewer back-up costs.

Is home damage from rain or snow covered in Florida?

Your insurance policy may cover water damage from wind-driven rain or snow and collapsed roofs from ice dams. If it is determined that a covered weather event or condition caused the damage, your policy should cover the costs. If it is determined that the water entered your home because of a corroded or rotten roof or siding, your insurance won’t cover it. It’s best to check with your policy before disaster strikes. Know what your policy covers. If necessary, buy additional coverage from an outside source for added security. 

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