Water damage claims are one of the most common losses plaguing Florida homeowners. According to the Insurance Services Office, water damage claims are the second most frequently filed insurance claims, following wind and hail damage. Not only are water damage claims among the most prevalent, but they are also the trickiest for policyholders to understand. This lack of understanding could lead to miscommunication when turning the claim into your insurance carrier, resulting in a claim denial. The problem lies with identifying whether the water source causing the damage is covered under a Florida homeowners’ policy. For example, damage caused by a flood will not be covered by standard homeowners’ policies. Of course, water damage can be quite costly to repair, and if your insurance company has denied your claim, you can be out thousands of dollars.
Why You Need An Insurance Lawyer
The Louis Law Group knows what comes with the destruction of your property, and we want to help with your water damage insurance claims. The Balance states the most common types of claims that may be covered or excluded on a Florida home policy are:
- Sudden or Accidental Discharge
- Sewer Backup or Water Backup
- Storm-related Water Damage Covered by Insurance
Water damage insurance claims can be quite complex. It would be a wise choice for property owners to consider hiring an experienced and trusted attorney to help bring resolution to their claim. When you purchase a homeowner’s insurance policy, you deserve to get the highest possible compensation from your insurance company when you need them. Our goal at the Louis Law Group is to help our clients get fair and timely settlements from their insurance companies. Our insurance litigators have the skill and claims expertise to fight for your rights as an insured.
Contact the Louis Law Group
If you are suffering from a water damage claim and seem to be at a dead end with your Florida insurance carrier, please contact the Louis Law Group today. We offer free consultations to help you determine the next course of action. Give us a call, one of our water damage insurance claims attorneys will be happy to speak with you about your situation.