Florida is known for catastrophic weather events like hurricanes and floods. To protect yourself and your home from these major occurrences, you need home insurance from providers like Citizen’s that, ideally, will ensure you’re covered for damage arising from less-serious mishaps. For example, a burst pipe might flood your basement, or a piece of gutter may fall off your roof. In these circumstances, making an insurance claim and getting the money you need to repair the problem should be fairly straightforward. However, your claim might be rejected.
Most insurance policies list what the policy will and won’t cover. If the policy doesn’t cover the event you filed a claim for, they insurance company is unlikely to pay out. In other cases, they may claim that your own actions contributed to the problem. For example, you may have hired a workman who didn’t complete the job to the required standards. Often, the insurer will send you a note explaining why you your claim was denied.
There are often valid reasons why an insurer can deny your claim, but denials aren’t always fair or just. For example, the insurer might not have conducted a fair investigation. If you feel your claim was unfairly rejected, one of the best things you can do is contact a skilled property claim lawyer.
Florida has some of the highest insurance premiums in the country, at an average rate of $1,918. You should expect your insurance company to act with honesty and integrity and give you a fair deal. Sadly, this isn’t always the case. Thankfully, a property claim lawyer can help you if your claim is rejected. They can read the policy and determine whether or not the insurance company was right to deny the claim. If the insurance company was in the wrong, they can get the insurance company to re-open the case.
There are multiple benefits to this approach. Your lawyers can help you prepare a strong case that will give you the best chance of getting a reasonable settlement. They can help you to recover from the property damage and move on with your life. The right lawyer can reduce the amount of stress of the claim process.
Louis Law Group has a strong track record of dealing with rejected claims. Its experienced lawyers have a deep understanding of this complex area of law, and they will fight to re-open your case and a win the settlement you deserve. If your Citizen’s property claim was denied, contact our office, call (954) 676-4179, to discuss your case with a legal professional at Louis Law Group. today.