Florida Denied GeoVera Claim Lawyer
GeoVera is an insurance company that specializes in providing coverage for earthquake, hurricane, and windstorm damage. If you live in Florida or anywhere along the west coast, you will, more than likely, have a policy with GeoVera.
The relationship between an insurance company and a customer becomes particularly trying when the customer’s property insurance claim is denied. One reason for denial can be the fact that not paying out claims is how insurance companies earn profits. The more claims they deny, the more profit they make. Things can get ugly very quickly.
For example, you may have thought you were fully covered for anything that could go wrong in a hurricane, but then learned about some loophole or ‘anti-concurrent’ clause after the event and after you’ve made your property claim. GeoVera is notorious for suing their policyholders to save on a claim payout.
Denied GeoVera Property Claim
A denied GeoVera property claim can be almost as devastating as the event that caused you to make your claim in the first place. Remember, sometimes the reasons for the denial are valid, and that insurance companies can make mistakes. After all, they process thousands of claims every year. However, in many instances, a denied GeoVera property claim will be underpaid or denied soley to make sure the company loses as little money as possible.
Here are some of the reasons why your GeoVera property claim can be rejected:
- You didn’t provide enough information in your claim
- You didn’t provide enough photographs as evidence.
- You didn’t submit your claim on time.
- Your damages amount to less than your deductible.
- Your damages are not thoroughly covered by your policy.
- Your premium payments are not up to date.
GeoVera is in the business of not paying out claims or denying them altogether. They, and their bank of expert lawyers will find reasons not to pay you, and you need to make sure that it’s as difficult as possible for them to do that.
After you file a claim, GeoVera will send an adjuster to inspect and evaluate the damage. Then the insurance company will use the complicated and often vague legalese in your insurance policy to find a way to deny the claim. If they do pay you, it will, more than likely, be underpaid.
Safeguard Against a Property Claim Denial
You can do a couple of things to safeguard yourself against the devious actions of adjusters that can result in a denial of your property claim. For example, don’t allow any statement you make to be recorded. You should be very careful about what you say to them, and never accept the first offer they propose.
Often, after an event that causes damage to your property, filing a property claim is traumatic and emotional. As a result, you’re likely to say things you shouldn’t, which might enable GeoVera’s agents and lawyers to take advantage of your emotional state.
The best thing you can do is to get legal help from a Florida property claim lawyer who has a track record of successfully overturning denied Geovera property claims. It’s difficult enough to file a claim, but filing a claim appeal is even harder. A reputable attorney will guide you every step of the way, present a persuasive case, and help you get the compensation you are due.
The lawyer will have insider knowledge of how GeoVera adjusters assess claims and will have dealt with a multitude of similar cases. This enables them to do what is necessary to have your denied claim settled fairly and quickly.
Hire an Experienced Denied Property Claim Lawyer
The best thing you can do if your property has been damaged is to contact Louis Law Group. Its lawyers have a vast amount of experience in dealing with GeoVera denied property claims. After you have suffered a loss, you just want to fix things up and get on with your life. The last thing you want is to have to fight tooth and nail to get appropriately paid by your insurance company.
Louis Law Group, having fought scores of denied property claims, knows exactly how you feel and how devastating a denied property claim can be. Its highly qualified team will assess your case, review your GeoVera policy, evaluate the response to your claim, and advise you on the course of action that will achieve the most favorable outcome for you.
As a specialist insurance litigation firm, Louis Law Group is dedicated to assisting property owners in Florida to stand up for their rights and not just blindly accept a denied GeoVera property claim. Call Louis Law Group today at (954) 676-4179!