Florida Denied Heritage Claim Lawyer

When something bad happens to your home, you like to think you’re protected by your insurance policy. Unfortunately, you may be shocked to find that your Heritage property claim was denied, leaving you on the hook for costly repairs. The good news is that you don’t have to accept this denial. You have options – and with the right legal team, you can successfully fight your insurance company.

Was Your Claim Denied?

It’s frustrating when you suffer property damage of some sort, think that the damage is covered, and be denied a payout by your insurance company.

There are several reasons why your claim may have been denied, including:

  • You failed to pay your premium.
  • Certain damage wasn’t covered (e.g., you didn’t pay extra for flood coverage).
  • You didn’t include enough information or proper evidence in your claim.
  • You failed to meet your deadline for filing the claim.
  • The damages you incurred an amount of less than your deductible.
  • Another party is liable for the damages, such as a neighbor’s tree falling.
  • You were negligent in protecting your property.

 

These are some of the most common reasons we see when claims are denied. However, an experienced attorney can determine whether you have a case against your insurance company and grounds to appeal your denied claim.

You May be Eligible for Damages

It’s always wise to read the fine print in your insurance policy. Your Heritage insurance plan will outline exactly what Heritage will and won’t cover. This is important information, because you may need to add additional coverage – for instance, if you live in an area that is prone to flooding, you will need to pay extra for flood insurance.

You may find that your insurance plan covers things such as repair and cleanup costs. Your home and associated structures may be also protected under your claim, ensuring that your property can be properly repaired. The policy may also cover the costs of cleanup of debris and fallen trees.

Sometimes insurance policies cover relocation costs. Should your home be damaged to the point that you can no longer live in it, you may be entitled to temporary relocation costs so that you don’t have to worry about not having a roof over your head. Relocation costs often include hotel stays, groceries, meals, and other incidental costs you may incur due to your relocation.

Insurance companies may also cover personal property that has been damaged or lost, such as clothing, electronics, books, and other items in your home or office. It helps to have a detailed list of these items so that when you file your claim you have evidence of what was inside your home at the time of the mishap that caused you to file the claim.

What Happens During an Appeal

The first step in the appeal process is a review of your insurance coverage. It’s important that someone with experience look over your policy to see what you are and are not you covered for. The lawyer will explain what your coverage protects you from and how this affects your claim.

After they have done their research, they will come up with a plan for the appeal. Because the lawyer understands the fine print in your policy, they will know what evidence will prove your case and get you the best possible outcome. The goal is to ensure that you’re protected as fully as possible.

Hiring a Denied Property Claim Lawyer

If your Heritage property claim was denied, you need a lawyer that will protect your best interests. Louis Law Group is the team to turn to. They have years of experience in dealing with these types of cases. We will take a close look at your denial and your policy to determine whether you have a valid claim. We will scrutinize every detail to create a plan of attack designed to produce the best possible results. Our team will work with you every step of the way. Contact us today to see how we can help fight your denied Heritage property claim, call (954) 676-4179 .

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