As a Miramar homeowner, you probably have some type of homeowners’ insurance. It’s always a great idea to financially protect yourself from catastrophic events such as hurricanes and freak accidents that cause fires.
That said, you shouldn’t assume that being insured means you will receive complete coverage if your property is damaged. In fact, there are plenty of circumstances where insurance companies might deny your claim. Even if your claim is accepted or you reach a settlement, it can take a long time to actually get the cash.
The good news is that you can do something about it. Property claim lawyers like the ones at Louis Law Group can help you get the compensation you deserve.
In Miramar, attorneys typically see several different types of property damage claims. The vast majority of them deal with water damage. As a Floridian, this makes sense. Everything from hurricane damage to interior water damage caused by water leaks can lead Miramar residents to file claims with insurers. With more hurricanes certainly on the horizon, these sorts of claims will continue for the foreseeable future.
Miramar can be extremely windy, whether or not a hurricane is occurring. Because of this, your home may suffer unexpected damage from high winds, leading you to pick up the phone and submit a claim.
Finally, fire damage is a real concern. Regardless of the precautions we may take, fire is always a real and significant threat. Because fire can spread so quickly, they can cause tremendous damage to your home. If it occurs, you’ll almost always want to seek compensation.
Despite the potential threats and the damage your home may incur, insurance companies may still hold back and deny your claim. Why is this?
There are many reasons, but some really stick out – such as property damage that the insurer claims isn’t covered by your policy. Even if there is significant property damage, your insurer may point to the fine print to deny your claim.
Your insurer might also deny your claim because of actions you took after the damage occurred. For example, your insurer can argue that you didn’t document the damage properly or that you caused even more damage to your property after the initial incident.
These are just some examples. However, you can be sure that your insurer will take a very close look at your insurance claim.
Ultimately, insurers have many resources at their disposal, while you are just one person. It may seem like a lopsided relationship. That said, hiring a property claim lawyer in Miramar can be an excellent decision. Property claim lawyers, like those at Louis Law Group, can use their skills and expertise to help you obtain full compensation for your claim. Whether it means negotiating with your insurance company or ensuring timely delivery of your settlement check, a property claims lawyer can make the claim process much smoother.
Above all else, a property claims lawyer can give you peace of mind. He or she can handle all of the logistics of your claim and let you focus on the more important things in your life. This is a significant benefit and one you’ll appreciate if you a rock-star attorney.
You don’t need to pursue your property claim by yourself. At Louis Law Group, we have a team of fantastic attorneys who can do it for you. Whether your claim was denied or you’ve been waiting weeks for a settlement payment, we’re here to help. To learn more about us, click here. If you’re interested in scheduling a free consultation to discuss your claim, call us at (954) 676-4179.