North Miami Beach Water Damage Property Claim Lawyer
Since hurricanes are a part of life in North Miami Beach, most property owners submit a water damage claim several times in their lives, or even every year. Water damage is widespread in North Miami Beach since it’s right on the beautiful Atlantic Ocean, where tropical storms love to come and play.
Water damage insurance claims are complicated, and the best thing you can do is to hire a North Miami Beach water damage claim lawyer to assist you when you’re filing one. The settlement of a damage claim depends on the source of the water and the cause of the damage. Insurance companies often turn down water damage claims even when the incident is not the policyholders’ fault.
Denied Water Damage Claim
Many property owners assume that if they’re covered for water damage, they will be covered if their property is flooded. But this is not always the case. Remember – it depends on the source of the water and the cause of the damage. Read the fine print in your policy! It may cover flooding, but if the flooding is caused by a hurricane, it will be excluded. Another typical example of a denied water damage claim is when wear and tear, on something like a pipe, gradually causes a sudden flood. Your insurance company will pay for the damage caused by the flooding, but not to repair the pipe that caused the leak.
Filing a water damage claim is hard enough. Getting a denied claim settled fairly and quickly is even harder if you don’t have a creative water damage claim lawyer working for you.
Your home can be severely damaged during a tropical storm, and the damage can help create a toxic environment where bacteria, mold, and allergens thrive. This problem, in turn, can cause health problems which, again, may or may not be covered by your policy.
Why You Need an Insurance Lawyer
Remember that insurance companies are businesses. They need to be profitable, which means paying out as little as possible. Since tropical storms and hurricanes affect every property owner in North Miami Beach, insurers process thousands of water damage claims each year and deny as many of them as they can. A denied water damage claim can cause people to incur significant financial losses and wipe out businesses.
Contact Louis Law Group
If you’re in the middle of a water damage claim, you need a lawyer in North Miami Beach who knows the insurance industry and deals with insurance companies every day. An experienced water damage claim lawyer will guide you and present your case to the insurance company. As a result, you’ll be far more likely to get the compensation you’re owed. If you want a terrific water damage claim lawyer in North Miami Beach, Contact Louis Law Group for. We’re dedicated to helping our clients receive maximum compensation for their claims, and we fight for them for as long it takes. Click here to learn more about us, or call 954-676-4179 to book a free consultation.
Frequently Asked Questions
How long will it take to settle my claim?
Questions about waiting times are difficult, as the answer varies from case to case. It can take anything from a month or two to a couple of years. Variables include the amount of your claim, the limits in your policy, the type of damage, even the adjuster’s mood. Louis Law Group will do everything in their power to make sure that your claim is settled quickly.
Is my insurer responsible for providing temporary housing?
Many insurance companies will arrange temporary accommodation for their policyholders directly after a significant loss prevents them from living in their home. This service will usually be for a week or so. After that, you’ll need to make arrangements for your temporary housing until your claim is settled.