The Louis Law Group Represents Policyholders at Examinations Under Oath in Florida
What is an Examination Under Oath?
An examination under oath (EUO) is a formal proceeding that allows a policyholder to prove that they experienced property damages to his/her insurance provider. This examination often takes place in court, under oath, and in the presence of a court reporter. The examination is a series of questions asked by the attorney representing an insurance provider to determine whether your claims are valid or not.
Passing your EUO is very important if you are to receive full compensation from your insurance provider for filed claims. Under oath, your insurer’s lawyer will question you. To avoid intimidation, being overwhelmed, and other emotions during this stressful process, it’s smart to hire an attorney to represent you at your EUO. The Louis Law Group has competent lawyers who can represent and stand by you during this process.
Examination Under Oath Documents Demand
If you’re called by your Florida insurance provider to take an examination of oath, you’ll be required to provide certain documents, including:
- Tax returns
- Credit card statements
- Loan documentation
- Utility bills
- Proof of monthly income
- Cell phone records
Common Topics Covered During the Examination Under Oath
After filing an insurance damages claim, your insurance company may call for a EUO. Here are the categories of questions you should expect in a EUO:
- Family background
- Employment history
- Financial history
- Credit score history
- Insurance claim history
- Insurance policy
- Description of the property damages experienced
- Estimated repair cost
- History and condition of your damaged property
You can also expect many other questions, but the above are the most common ones asked during a EUO.
Representing You at the Examination Under Oath
The EUO will take place in a Florida court, but it’s not an official court case. No judge is present during the EUO to make a final decision. As such, policyholders must have a competent attorney to stand by them during the EUO. A certified lawyer knows the appropriate questions the opposition will ask you. He/she can fight for you if you’re mistreated during the examination. Hiring an attorney for your EUO will help prevent the other side from intimidating you.
The Louis Law Group has teams of knowledgeable attorneys dedicated to helping policyholders fight insurance companies. Our lawyers will stand by you during your EUO to make sure you’re treated fairly by your insurance provider. Before the examination, we’ll take you through several approaches to answering the EUO questions. This will help you answer the questions and enjoy rightful compensation for your claims.
Contact Us for Your Examination Under Oath
EUOs can be somewhat tricky, which is why you need an attorney to support you. The Louis Law Group has helped several policyholders in Florida overcome a EUO. You can count on us to stand by you while your insurer’s attorney is questioning you.
Our goal is to offer the best services to all our clients. If you’re a policyholder or contractor and you find yourself in a dispute, contact the Louis Law Group to help with your EUO.