According to the National Fire Protection Association, fire departments responded to 1,318,500 fires in 2018, only 1,000 fewer than in 2017. From the above figure, 499,000 fires occurred in structures. 363,000, or 73 percent of the structure fires reported in 2018 occurred in home structures, including one- and two-family homes, manufactured homes, and apartments. Fires can not only be destructive, but deadly. It is important that you know how you can help prevent them.
Florida residents face an array of risks that could damage their homes every day. From natural disasters, to a break-in, there is no shortage of “what ifs” when it comes to your home. However, house fires are the one risk homeowners should be most concerned with. In 2018, nearly $8 billion of property damage was reported in home fires. Remember, it is not just the structure you have to replace after a fire; everything else in your home may be damaged as well. So, how can you protect yourself? Following these fire safety tips is a great start.
Make sure your smoke alarms are functional. Be sure they are placed near every sleeping area and on every level of your home. If possible, make sure every alarm is interconnected, so if one alarm sounds, they all sound.
Your home should be equipped with portable fire extinguishers that are easily accessible.
These alarms should be placed outside each sleeping area, on every level of your home and other locations that local laws, codes, or standards may require.
Every household member should know the safe way out of the home in the event of a fire. All doors and windows leading outside should be able to open. It would be best if you also designated a safe spot outside the house that is in a safe distance away.
Be sure everyone in the home, no matter their age (if they can dial), knows how to call 911.
Make sure pathways in the home and outside are clear of tripping hazards for a safe exit.
Stovetops should remain clear of any fire starters such as towels, rags, paper, or curtains. Your electrical outlets should also be free of multiple cords.
Even if you have taken all the necessary precautions, accidents happen. As your Florida fire damage lawyer, we recommend contacting us before you file your homeowners claim, we can help ensure it is appropriately handled. And you get the appropriate assistance that you need.
Finding yourself in a situation where your Florida insurer denies or undervalues your fire insurance claim can be devastating. If you are struggling to find an agreeable solution, please do not hesitate to contact us right away. As your fire damage lawyer, our experts at Louis Law Firm will do their best to get you the compensation you are owed for your damages.