Water damage can be the result of a storm, a frozen or burst pipe, or even a flood. Your ceilings, floors, and walls can be terribly damaged in a very short time, which will affect your home structurally and compromise your electrical systems. On top of this, water damage can cause mold growth, which can render your home unsafe to live in. Immediate cleanup is vital, and requires time and resources you may not have. Having a plan for handling your water damage and filing a insurance claim will help you recover from the incident.
There certain things you need to focus on after the damage has occurred, and not all of them are obvious. Plus, it’s hard to focus when you’re stressed out. Nevertheless, it’s vital to take a moment and consider these questions so you know what it takes to file a claim and deal with an insurance company:
Most water damage problems are usually caused by leaky roofs, broken washers or water heaters, and faulty plumbing. While these are the most common causes, flooding from storms and hurricanes can also wreak havoc on your home. While any damage situation is discouraging, there is a good chance that your water-damaged home can be restored. But for that to happen, it’s essential to remain calm and figure out where to begin.
Safety for you and your family should be the first concern. Before any cleanup, switch off electricity in the flooded area and wear protective gear during the cleaning and drying process. Contact your insurance company immediately to start the claim process. It will probably send a claims adjuster to your home to document the steps you have taken and to evaluate the damages. Reread your insurance policy to see what repairs and restoration costs it covers.
At Louis Law Group, we understand the stress and emotional toll that water damage can create for your family. We also know that an insurance claim dispute and water damage are the last things you want or need to deal with. If your water damage claim is denied, delayed, or underpaid by your insurance company, it’s in your and your family’s best interests to seek help from an experienced attorney who can examine your case and policy to determine exactly what you’re legally owed.
Louis Law Group has the expertise to work on your behalf to get you the settlement you deserve according to your policy. If your claim was underpaid or denied, call Louis Law Group at (954) 676-4179 for a free no-obligation consultation or case evaluation.