What to Do After You’re Robbed
Every day, homes are burglarized. Based on information from the Florida Department of Law Enforcement, 50,528 homes were burglarized in 2018. That’s a lot!
If you’re a victim of a home invasion, not only do you lose the items stolen. You also lose your sense of security. The best way to prevent theft is to be prepared for what happens when you suffer a loss from one.
Prepare Yourself and Your Home for a Theft
The home security company Safewise states that 34% of break-ins occur through the front door and 22% through the back door. So right away, it’s clear that there are several steps you can take to improve the safety of your home:
- Install a security camera at each entrance
- Have an alarm system installed
- Be sure all entries have motion-sensor lighting or are on timers
- Never post that you will be out of town on social media
- If you are out of town, ask a neighbor, friend or relative to check on your home.
However, even taking all the appropriate measures to protect your home may not deter an opportunistic criminal. One thing you may not know is that some damage from theft may not be covered under your homeowner’s policy. Or that, depending on how it was filed with the insurance carrier, it may be subject to a different deductible. If you find yourself in this situation, give our office a call to speak with a theft damage lawyer who can counsel you on the options available to you.
Florida Homeowners Insurance and Theft: What You Should Know
If you find yourself the victim of a home break-in, here’s what to do after the incident:
- Contact the police right away and file a report.
- Take an inventory of all the items taken.
- Photograph any damage to your home or other property.
- Call your insurance company to report the claim.
- If you are uncomfortable with filing the claim yourself, contact Louis Law Group. We can work with the insurance company on your behalf.
- Locate any appraisals, photos, or inventory lists of the items taken to support your claim.
To better prepare for the future, it’s a good idea to save all receipts and document your purchases. If you haven’t already created an inventory of all your personal property, you should do so immediately. The list should include items such as electronics, jewelry, art collections, major appliances, guns, knives, sporting equipment, and tools.
The Final Step
Did your Florida insurance carrier deny your theft claim or only pay a small portion of what is owed to you? Our team of insurance claims experts is ready to help you recoup the money you deserve. Contact Louis Law Group today, call (954) 676-4179 for a free consultation.