When it comes to a traffic accident claim, understanding the influence of traffic citations on civil liability determinations is crucial for homeowners in Homestead, Florida. This element of insurance law, while often overlooked, can greatly impact your claim’s outcome.
Let’s delve deeper into the topic, shedding light on how traffic citations may influence the decisions pertaining to your traffic accident claim.
In the realm of Florida insurance law, a traffic citation can significantly impact a civil liability determination. According to Florida Statute Section 768.81 (3), also known as the Comparative Fault law, both parties involved could be found partially at fault for the accident. This law stipulates that “Any contributory fault chargeable to the claimant diminishes proportionately the amount awarded as economic and noneconomic damages…” Thus, if a citation is issued, showing you violated a traffic law, it could potentially increase your percentage of fault, consequently reducing your claim’s value.
A prime concern for homeowners in Homestead, Florida, should be how such a determination influences their first-party property claims. Under your homeowner’s insurance policy, a citation can be viewed by your insurance company as an admission of liability. As per the policy provisions, this could potentially lead to a proportionate reduction in claim payout.
For instance, if you are found to be 20% at fault due to a traffic violation, you might only receive 80% of the claim amount. So, understanding the relationship between traffic citations and your traffic accident claim is instrumental to safeguard your interests in first-party property matters.
It’s important to remember, though, that receiving a citation doesn’t automatically make you liable in a civil case. Under Florida law (Florida Statute 316.066), statements made to a law enforcement officer regarding an accident may not be admissible in a civil action. Therefore, just because you received a citation doesn’t necessarily equate to an admission of guilt or legal responsibility. We highly recommend you consult an attorney in such cases.
Our goal at Louis Law Group is to help you navigate the complexities of your traffic accident claim. We endeavor to provide a clear understanding of how traffic citations significantly influence civil liability determinations, ensuring your interests are well represented.
We understand the financial impact and emotional stress associated with traffic accidents. Our team is committed to delivering personal, tailored advice to make claiming less daunting for you. Every situation is unique, and understanding your circumstances allows us to provide the best advice and direction specifically related to traffic accident claims.
Should you face uncertainty regarding any aspect of your claim, or if you find yourself mired in the intricacies of Florida insurance law – we are just a phone call away. Louis Law Group offers free consultation to guide you through what can seem overwhelmingly legal and procedural challenges.
In conclusion, mastering the concept of “traffic accident claim – Understanding the influence of traffic citations on civil liability determinations” is critical for homeowners in Homestead, Florida. Navigating this space can be complex, and professional legal advice is often a prudent choice. Reach out to Louis Law Group today for guidance tailored specifically toward your case and claim needs.
Remember, the road to a successful claim outcome begins with understanding your rights and responsibilities. Reach out to us today for your free consultation. We’re here to help you succeed.
