Understanding SSI and SSDI: Key Differences

Understanding SSI and SSDI: Key Differences and How Lois Law Group Can Help with SSDI Claims

People working in team at office. Highlighting the differences between SSI and SSDI

Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) are two critical programs administered by the Social Security Administration (SSA) that provide assistance to individuals with disabilities. While they may seem similar, they serve different purposes and have distinct eligibility requirements.

SSI vs. SSDI: What’s the Difference?

SSI (Supplemental Security Income):

SSI is designed to help aged, blind, and disabled individuals who have little or no income. It provides cash to meet basic needs for food, clothing, and shelter.
SSI is a means-tested program, which means that eligibility depends on the individual’s income and assets.
SSI benefits are funded by general tax revenues, not Social Security taxes.

SSDI (Social Security Disability Insurance):

SSDI provides benefits to individuals who are disabled or blind and are “insured” by workers’ contributions to the Social Security trust fund through FICA Social Security taxes.
SSDI is based on the recipient’s work history and the amount of Social Security tax they have paid.
Eligibility for SSDI is based on the individual’s disability and work credits, not their income and assets.

How Lois Law Group Can Assist with SSDI Claims

Lois Law Group, known for their expertise in handling various legal claims, also offers assistance with SSDI claims. Navigating the SSDI application process can be complex and daunting, especially when dealing with the intricacies of disability law. Here’s how Lois Law Group can help:

Application Assistance: The SSDI application process can be intricate and requires detailed documentation. Lois Law Group can help clients gather the necessary medical records, work history, and other relevant documents to build a strong application.

Claim Representation: If an SSDI claim is denied, Lois Law Group can represent clients in the appeals process. This includes preparing for and representing clients in hearings before an administrative law judge.

Guidance on Legal Issues: Lois Law Group can provide legal advice on how SSDI benefits may interact with other legal matters, such as workers’ compensation or personal injury claims.

Ongoing Support: The firm can offer ongoing support and advice, including assistance with periodic SSDI reviews to ensure continued eligibility.

Understanding the differences between SSI and SSDI is crucial for anyone seeking disability benefits. For those applying for SSDI, having the support of a knowledgeable legal team like Lois Law Group can be invaluable in navigating the application process and securing the benefits they are entitled to.