How to document your property mold damage claim Insurance companies typically want to minimize how much they pay out in claims. This is especially true with property mold damage claims. If they do pay, it’s usually a paltry amount to cover cleanup costs, especially in water damage cases. If an adjuster doesn’t actually see the …
Business Income Loss – What to do when a disaster strikes As a business owner, your income pays your business and personal bills and provides a financial safety net for you and your family. If your business is forced to close because of a disaster, it can cause some severe hardship for everyone. Things like …
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Steps to Keep Your Flood Damage Claim Moving Forward If water causes extensive damage to your home, it’s critical that you file the correct insurance claim. But do you file a water damage insurance claim or a flood claim? While both sound similar and, to your eyes, the damage is the same, your insurance provider …
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Denied fire damage claims can profoundly affect you and your family When you lose a part of your home in a fire, you lose a part of yourself. Whether it is furniture, memories, or both, your family’s losses are often unbearable – but your home insurance policy should help you recover at least some of …
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What to do if wind damages your property Filing a wind damage claim with your insurance company can be challenging and complicated. Often, your insurer will hire an out-of-state insurance adjuster to help them after a disastrous wind event. However, many of these adjusters aren’t prepared to deal with homeowner’s insurance claims in Florida or …
Why a Roof Damage Claim can be Denied You have homeowner’s insurance so that in the event of a disaster, you’ll be covered. In certain circumstances, your roof may get damaged, and you’ll need insurance money to relieve the financial stress associated with repairing the harm. For many homeowners, having to submit an insurance claim …
Reasons for Health Insurance Claim Denials Dealing with health problems is challenging enough, but when your insurance provider refuses to pay or underpays you after you make a claim for medical care, you can be left with large bills you can’t afford. Your provider may refuse to pay for a treatment, procedure, or test after …
Possible Water Damage Causes – Leaky Roofs, Broken Washers Water damage can be the result of a storm, a frozen or burst pipe, or even a flood. Your ceilings, floors, and walls can be terribly damaged in a very short time, which will affect your home structurally and compromise your electrical systems. On top of …
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There are ways to avoid having your claim being denied Denied Claims If you have homeowner’s insurance, you probably never imagined you’d ever need to make a claim. If you did, you may have felt confident that any claim you made would cover the repair costs for the damage your property sustained. However, no matter …
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What to do After a Burglary or Theft Theft Damage Having your home broken into and your cherished possessions stolen is a traumatic experience. You feel violated and fear for your family’s safety. Along with the stress of dealing with law enforcement, you may also have to contact your insurance company. Many of them offer …
The Louis Law Group is a Florida Insurance Litigation Law Firm representing policyholders in all aspect of the insurance claims process. Read more…