When driving in the sun-drenched roads around Miami Gardens, Florida, the last thing most homeowners plan for is winding up in an auto accident. But, when it happens, it’s essential to have a knowledgeable lawyer for auto accident on your side, especially when dealing with insurance companies that deny claims based on nuanced interpretations of policy language.
Insurance companies use a lot of legal jargon that can be difficult to understand. They may deny your claim citing policy language that seems clear-cut, but upon close inspection hides clauses that can be easily manipulated. This underlines the importance of having a lawyer for auto accident who can parse the complex language of insurance policies and counter unfair claim denials.
Under Florida law, most insurance policies include a clause known as a “duty to cooperate.” According to Florida Statute 627.426(2), “the insurer shall not be liable for a loss caused by the willful act of the insured; but he may be liable for an accident, although the accident was caused in part by the wilful act of the insured.”
This part of the law allows an insurance company to deny a claim under specific conditions. It also enables them to interpret these conditions in ways that can unjustly favor them. A tenacious lawyer for auto accident can help homeowners in Miami Gardens, Florida by enforcing their right to a fair claim process, challenging the insurance company’s interpretation of policy language, case laws, and Florida statutes.
For instance, say you’re involved in an auto accident due to faulty brakes. Your insurance provider could potentially deny your claim, arguing that it falls under poor maintenance—a category they might define as a “willful act” under Florida Statute 627.426(2). But, does a manufacturing defect count as poor maintenance? Is it fair to categorize the failure to detect such a flaw as a “willful act”? These are the type of questions a seasoned lawyer for auto accident will pose to safeguard your rights.
The team at Louis Law Group understands the importance of a specialized, locality-based approach. They have vast experience representing homeowners in Miami Gardens, Florida in navigating the complexities of insurance claims and denials. Their combined knowledge of Florida statutes, insurance policy language, and proficiency in dealing with insurance companies sets them apart.
Remember, it’s not just about understanding the law. It’s also about understanding the nuanced interpretations of the policy language, knowing when an insurance company’s interpretations are questionable, and standing up to make sure your rights are protected.
You’re not alone in the digital jungle of insurance companies. The Louis Law Group is here for you. If you’re struggling with an unfair insurance claim denial after an auto accident in Miami Gardens, Florida, reach out to Louis Law Group for a free consultation.
The last thing you need after an accident is a denied insurance claim. Seek justice, seek clarity, and seek the rightful claim you deserve with a lawyer for auto accident from Louis Law Group. You have rights. Make sure they’re protected.
