Does homeowners insurance cover roof leaks?
⚠️Statute of limitations may apply. Text us now for a free case evaluation — protect your rights today.Homeowners insurance typically covers roof leaks caused by sudden, accidental events like storms or falling debris, but not damage from wear, neglect, or gradual deterioration. In Florida, insurers may only pay actual cash value — not full replacement cost — for roofs over a certain age under policies revised after recent state reforms. You must report storm-related roof damage within three years under Florida Statute 627.70132. For a free case review, call Louis Law Group at (833) 657-4812.
Have questions about your legal rights? Contact Louis Law Group for a free case evaluation.
★★★★★ 4.7 · 67 Google Reviews
What Our Clients Say
Real reviews from real clients who fought their insurance companies — and won.
"Citizens denied our roof leak claim, but this firm fought for us and got money for our repairs. We even had funds left over after fixing the roof."
"Pierre and his team are amazing. They truly cater to their clients and help you get the most from your insurance company."
"When my insurance company denied my roof damage claim, Louis Law Group stepped in and fought for me. I'm extremely satisfied with the results they obtained."
"They accomplished exactly what they set out to do and helped me finally receive my insurance check."
"Louis Law Group handled our homeowners insurance dispute and got results much faster than we expected. Excellent service and great communication."
"Very professional attorneys with outstanding attention to detail. They will not stop fighting for their clients."
* Reviews from Google. Results may vary by case.
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We like to simplify our intake process. From submitting your claim to finalizing your case, our streamlined approach ensures a hassle-free experience. Our legal team is dedicated to making this process as efficient and straightforward as possible.
12 S.E. 7th Street, Suite 805, Fort Lauderdale, FL 33301