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Injury Lawyer Near Me | Personal Injury Guide Clermont, FL

8/20/2025 | 1 min read

Introduction: Why Clermont Residents Need a Local Personal Injury Guide

Clermont, Florida—often called the “Choice of Champions” for its hilly terrain favored by athletes—sits at the busy crossroads of U.S. Highway 27 and State Road 50. With more than 43,000 residents according to the U.S. Census Bureau’s 2020 data, the city sees a steady flow of commuters, bicyclists training on Citrus Tower Boulevard, visitors boating on the Clermont Chain of Lakes, and tourists heading to nearby theme parks. Where people and traffic converge, accidents follow. The Florida Department of Highway Safety and Motor Vehicles (FLHSMV) recorded more than 2,300 traffic crashes in Lake County in 2022 alone. If you or a loved one were hurt in such an incident, understanding your rights under Florida personal injury law is essential. This guide—written with a slight emphasis on protecting injury victims—explains the statutes, procedures, and resources most relevant to people seeking a personal injury lawyer in Clermont, Florida.

Understanding Your Personal Injury Rights in Florida

Negligence and the Duty of Care

Most personal injury lawsuits in Florida are based on negligence. To recover damages, a claimant must prove the following four elements by a preponderance of the evidence:

  • Duty: The defendant had a legal obligation to act with reasonable care (e.g., motorists must obey traffic laws).

  • Breach: The defendant’s actions or omissions fell below the standard of care.

  • Causation: The breach directly caused the injury (both actual and proximate cause).

  • Damages: The plaintiff incurred measurable losses—medical bills, lost wages, pain and suffering.

Florida follows a modified comparative negligence framework codified in Fla. Stat. § 768.81. As of 2023 tort reforms, a plaintiff who is found more than 50 percent at fault is barred from recovering damages (with limited exceptions, such as medical malpractice). If you are 50 percent or less at fault, your damages award is reduced by your percentage of fault.

Statute of Limitations

Under Fla. Stat. § 95.11(3)(a), you generally have two years from the date of the accident to file a negligence-based personal injury lawsuit. (Claims accruing before March 24, 2023, still fall under the old four-year period.) Wrongful death actions must ordinarily be filed within two years (Fla. Stat. § 95.11(4)(d)). Missing the deadline almost always results in dismissal, so act promptly.

Common Types of Personal Injury Cases in Florida

1. Motor-Vehicle Collisions

Lake County’s mixture of rolling hills and tourist corridors creates unique hazards. State Road 50 carries heavy east–west traffic, and the intersection with U.S. 27 has a history of multi-vehicle crashes. Florida operates under a “no-fault” insurance scheme (Fla. Stat. § 627.736), requiring motorists to carry Personal Injury Protection (PIP). PIP covers up to $10,000 in medical and disability benefits regardless of fault, but you must seek initial treatment within 14 days. For severe injuries—defined by statute as “significant and permanent”—you may step outside PIP and bring a liability claim.

2. Bicycle and Pedestrian Injuries

Clermont’s West Orange Trail and Waterfront Park draw cyclists and runners year-round. Florida consistently ranks among the states with the highest per-capita bicycle fatalities (Florida Department of Transportation, 2021). Motorists owe a statutory duty to give cyclists at least three feet of clearance (Fla. Stat. § 316.083).

3. Premises Liability (Slip and Fall)

Property owners in Florida must maintain reasonably safe premises for invitees. Under Fla. Stat. § 768.0755, a claimant must prove that a business had actual or constructive knowledge of a dangerous condition (e.g., a puddle on a grocery floor) and failed to remedy it.

4. Dog Bites

Florida imposes strict liability on dog owners for bites occurring in public or when victims are lawfully on private property (Fla. Stat. § 767.04). Comparative negligence may still reduce recovery if, for instance, the victim provoked the animal.

5. Boating Accidents

With lakes such as Minneola and Minnehaha framing the city, recreational boating is common. Operators must follow rules enforced by the Florida Fish and Wildlife Conservation Commission (FWC). Negligent operation—speeding in no-wake zones, lacking required safety equipment—creates liability for resulting injuries.

Florida Legal Protections & Injury Laws

Comparative Fault and Damage Allocation

As noted, Fla. Stat. § 768.81 now follows a modified model. If you are 20 percent liable, a $100,000 jury verdict becomes $80,000. Documentation—police reports, witness statements, surveillance footage—helps reduce the percentage of fault assigned to you.

Caps on Damages

Florida places no statutory cap on economic damages such as medical expenses or lost income in ordinary negligence cases. Punitive damages are capped at three times the compensatory damages or $500,000, whichever is greater (Fla. Stat. § 768.73). There is no cap on punitive damages if the defendant had a specific intent to harm.

Evidentiary Requirements

  • Medical Records: Keep detailed invoices and diagnoses from facilities like Orlando Health South Lake Hospital on Don Wickham Drive.

Crash Report: For motor-vehicle accidents causing injury, death, or $500+ in property damage, you must file a Florida Traffic Crash Report (Florida Crash Report Portal).

  • Expert Testimony: Under Fla. Stat. § 90.702, expert opinions are governed by the Daubert standard; experts must be qualified by knowledge, skill, experience, training, or education.

Steps to Take After a Personal Injury in Florida

  • Seek Immediate Medical Attention. Dial 9-1-1 for emergencies or visit South Lake Hospital’s ER. Prompt treatment protects your health and PIP eligibility.

  • Report the Incident. For traffic collisions, contact the Lake County Sheriff’s Office or Clermont Police Department within ten days if police did not investigate at the scene (Fla. Stat. § 316.066).

  • Document Evidence. Take photos of the scene, vehicle damage, safety hazards, or visible injuries. Collect witness names and contact details.

  • Notify Insurers. Inform your PIP carrier and, if applicable, the at-fault party’s liability insurer. Provide only facts—avoid recorded statements without counsel.

  • Track Expenses. Maintain a log of mileage to medical appointments, co-pays, prescription costs, and lost-time slips from employers.

  • Consult a Qualified Attorney. Florida attorneys must be licensed by the Florida Bar and comply with Rules Regulating the Florida Bar, including Rule 4-1.5 on fees. Most personal injury lawyers offer free consultations and work on contingency.

When to Seek Legal Help in Florida

While minor fender-benders with minimal injuries can sometimes be resolved through PIP alone, you should contact a Clermont accident attorney if:

  • You sustained a permanent injury, significant scarring, or disfigurement as defined in Fla. Stat. § 627.737.

  • The insurance carrier denies, delays, or undervalues your claim.

  • You may have exceeded—or will soon exceed—the statute of limitations.

  • Multiple parties or complex product liability issues are involved (e.g., defective vehicle components).

Early representation allows your lawyer to preserve key evidence, negotiate medical liens, and engage accident-reconstruction experts when necessary. Remember, consultations are confidential under the attorney–client privilege (Fla. Stat. § 90.502).

Local Resources & Next Steps

Court System

  • Lake County Clerk of the Circuit Court & Comptroller: 550 W. Main St., Tavares, FL 32778; (352) 253-2600. Civil filings for Lake County—including Clermont—are handled here.

  • Fifth Judicial Circuit: Encompasses Lake, Marion, Citrus, Hernando, and Sumter counties. Case dockets are searchable on the circuit’s website.

Medical Providers

  • Orlando Health South Lake Hospital: Level-II trauma-prepared facility serving Clermont and the surrounding area.

  • Urgent Care clinics on East Highway 50 and Citrus Tower Boulevard for non-emergent injuries.

Consumer and Legal Assistance

Florida Bar Lawyer Referral Service – Matches residents with licensed attorneys. Florida Department of Health – Provides public health records and facility inspections. Florida Highway Safety and Motor Vehicles (FLHSMV) – Crash statistics, driver licensing, and safety resources.

Fee Arrangements

Under Rule 4-1.5 of the Florida Bar, contingency fees in personal injury cases are typically capped at:

  • 33⅓ percent of any recovery up to $1 million if settled before the defendant files an answer.

  • 40 percent after an answer is filed or if the case goes to trial.

An attorney must provide a written contingency fee contract, and clients have a three-business-day cooling-off period to cancel.

Legal Disclaimer

This guide is for informational purposes only and does not constitute legal advice. Reading it does not create an attorney–client relationship. Laws change, and every case is unique. Consult a licensed Florida attorney for guidance on your specific situation.

If you were injured due to someone else's negligence, call Louis Law Group at 833-657-4812 for a free case evaluation and legal consultation.

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