According to the 2016 Annual Report by the Florida State Fire Marshal, fire damage was responsible for over $382 million in property losses that year. Over 52,000 fires were responsible for these losses. As you can see, just because Florida is humid and swampy, it’s still susceptible to fires.
There are many reasons why fires might occur in Fort Lauderdale. Possible scenarios include the following:
Forest fires are not really a concern in Fort Lauderdale. Most of the time, fire damage in a home is caused by an electrical malfunction or broken household appliance. Either way, an investigation by the fire department is always conducted after the fire is extinguished. The local fire marshal will get to the bottom of what caused the fire and submit a report of their findings to the police.
The Next Steps to Take
When you first notice a small fire in your home, you should immediately try to put it out. If the fire is too big for you to handle alone, call 9-1-1 and report the fire. Then get everyone out of the house and wait for the fire department to arrive. The firefighters will extinguish the fire and conduct their investigation into the matter.
At this point, it would be a good idea to either contact your insurance company to file a claim or hire a fire damage property claim lawyer. If the fire was severe, it’s better to seek the counsel of a fire damage property claim lawyer. Your insurance company might try to deny your fire damage claim if you submit it directly to them without legal representation.
Contact Louis Law Group
Louis Law Group has an elite team of fire damage property claim lawyers who represent homeowners in these predicaments all the time. We’ll talk with your insurance company and try to convince them to approve your fire property damage claim. Since they won’t want to go to court over the matter, we’re sure we can get them to settle if they know you have a strong case against them.
It’s always better to have more evidence to support your claim rather than less. If you haven’t already done so, it’s important to take pictures of the fire damage before you make any repairs. The insurance company and our lawyers will want to see the extent of the damage while it was fresh. Police and fire reports will be reviewed to verify the cause and severity of the fire.
As long as you didn’t start your own fire, then your insurance company has an obligation to fulfil your fire damage claim. If they don’t, we’ll do everything we can to make sure they do.