A flood occurs when water overflows on your property and causes damage to it. There are several possible reasons for why a flood might occur. For instance, you could have a plumbing problem, such as a burst water pipe or an overflowing toilet, that causes water to get inside your home. However, in a city like Fort Lauderdale, your property is also highly susceptible to flood damage caused by bad weather conditions like hurricanes and excessive rains and winds.
These are disasters that you can’t predict. Since your normal homeowner’s insurance policy doesn’t offer flood protection, you need to purchase it separately from your existing insurer or from a different insurer altogether. We recommend that you purchase flood insurance through the National Flood Insurance Program if it’s available in your community. Ask your insurance company if you can seek coverage from this program in Fort Lauderdale.
You don’t want to take any chances where flooding is concerned. Since Florida is basically one big swamp, it’s very easy for water to rise and flood people’s homes. All it takes is a couple of inches of flooding for mold damage to happen in your home. If the damage is severe enough, it might become irreparable. Therefore, it’s better to act sooner rather than later.
Hire a Flood Damage Property Claim Lawyer
Water damage property claims are always tricky where insurance companies are concerned. There’s a difference between flood damage and normal water damage. For instance, a leaky roof would cause water damage, but not flood damage. On the other hand, water on the floor that’s at least one inch deep constitutes a flood.
Here are the steps to take after a flood occurs:
1) Stop the source of the flood so that no more water gets in and makes the flood worse.
2) Take pictures of the flood. It’s important to document the damage throughout the process. You’ll need to show the pictures to your lawyer and the insurance company.
3) Remove the water from the floor.
4) Clean up the property by removing debris and mold.
5) Contact a flood damage property claim lawyer. Let them investigate your property and file a claim on your behalf.
Before you file a flood damage property claim, seek proper legal representation. Insurance companies have strict requirements for approving flood damage property claims. It’s better to have a flood damage property claim lawyer file the claim for you. This will ensure that it’s done right, and the insurer will be more likely to approve your claim.
Louis Law Group has a team of highly trained and experienced flood damage property claim lawyers available to serve you. As a Florida homeowner, you need every bit of flood damage compensation you can get because, flood damage is expensive to fix. Not only will your flooring be affected, but your entire foundation as well. You’ll be looking at many thousands of dollars in repair costs. It’s better to rely on insurance to cover these costs, so you won’t have to. Contact our office, call (954) 676-4179, to discuss your case with our legal professionals at Louis Law Group. We’ll help you get the process started.