Florida may seem like a tropical paradise to most people in the U.S., but there are some downsides to living in the tropics. The residents of Fort Lauderdale are accustomed to the rain and humidity that occurs in this subtropical region. Whenever you have rain and humidity present for prolonged periods, it becomes a haven where mold can spread and grow on properties.
Most homeowners don’t even notice mold until they’re staring directly at it on their walls or ceiling. Mold can spread very easily inside a home if the conditions are right. For example, if a water pipe were to leak and allow water to seep into your walls or flooring, it wouldn’t take long for mold spores to breed and grow.
Sometimes it only takes humidity for this to happen. If you don’t have a dehumidifier or adequate air conditioning in your home, then humidity from the outside will take over. Your indoor area will become saturated with mold. It’ll get onto your drywall, ceiling, furniture, flooring, and any other area made from organic material.
Homeowner’s insurance does cover mold damage, but only to a certain extent. Certain uncontrollable conditions must cause the mold damage in order for your mold damage claim to be approved by your insurance company. Some examples of uncontrollable conditions that cause mold include hurricanes, windstorms that cause a leaky roof, and an unexpected leaky pipe.
Mold Damage Claims
Insurance companies do a very thorough investigation into mold damage claims before approving the claim. They want to make sure you did everything possible to prevent the mold from forming in the first place. If you were merely careless and allowed water to get into your home without doing anything to prevent it, don’t expect the insurance company to approve your claim.
Leaving windows open or failing to get your pipes fixed would be two examples of why an insurance company would deny your mold damage claim. Whenever you have a leaky or burst pipe, you’re expected to deal with it immediately. If mold forms quickly from the incident, you may be entitled to compensation from a mold damage claim. Again, the timing of the damage and your claim are all taken into strict consideration.
Get a Mold Damage Property Claim Lawyer
Louis Law Group employs some of the finest mold damage property claim lawyers in all of Fort Lauderdale. We know the right way to approach a mold damage property claim so that insurance companies are willing to negotiate a fair settlement.
During your free consultation, we’ll ask you to provide us with documentation related to your mold damage case. This could include pictures of the mold damage and the claims adjuster’s report. Any other details you can provide related to the cause of the mold damage would be appreciated, too.
Based on our evaluation of the circumstances of the case, we’ll come up with a solution to seek compensation for the mold damage on your behalf. Contact our office, call (954) 676-4179, to discuss your case with our legal professionals at Louis Law Group. We’ll help you get the process started.