How often do you inspect the roof of your home? In Fort Lauderdale, most homeowners are not in the habit of climbing up a ladder and walking around their roof to conduct a visual inspection. They may not want to hire a professional roofer to do it for them either, because of their expensive service fees.
As a result, their roofs go unchecked for many years. Don’t put yourself in this situation. It’s important to have a rough idea of the condition of your roof. Florida weather can be quite brutal, with frequent windstorms, thunderstorms, tornadoes and hurricanes. It only takes one storm for your roof to suffer damage. Don’t wait for water to leak through your ceiling before you discover the truth. By that point, the structure of your home will already be at risk.
Whenever Fort Lauderdale goes through storms like these, every homeowner should have a roof inspection to see if any damage was caused. You should also look for loose shingles around the perimeter of your property, but this won’t tell you everything. You need to have the roof inspected up close to know what’s really going on up there.
When to File a Claim
If you see a few shingles on the ground, it may not be worth filing an insurance claim, because your deductible is probably more than the cost of new shingles. But if you have significant damage to your roof that requires thousands of dollars in repairs, you have no choice but to file a claim for compensation.
Insurance companies are not quick to approve roof damage claims. They take a lot of factors into consideration, such as the age of your roof and any preexisting damage. If it is discovered that you had older roof damage that was never fixed, then the insurer may feel compelled to deny your claim. They may also deny your claim if you haven’t maintained your roof over the years.
If you end up dealing with your insurance company alone, they’re likely to deny your roof damage claim. That’s why you need to have a roof damage property claim lawyer file the claim on your behalf and negotiate a fair settlement with your insurance company.
Louis Law Group has experienced roof damage property claim lawyers who understand Florida’s homeowner insurance policies and the restrictions regarding roof coverage. We’ll assess the circumstances surrounding your claim and try to find a way to get your insurance company on board with a settlement.
If for some reason they continue to deny your claim, we’ll see if it is in your best interest to pursue a lawsuit against them. Most of the time, it doesn’t go to such an extreme. As long as your roof damage claim has merit, then a settlement will most likely be reached. This is especially true if the roof damage occurred after a recently reported storm that affected many people in your area.
Contact us today for free consultation.