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Personal Injury Rights Guide for Deerfield Beach, Florida

8/25/2025 | 1 min read

Introduction: Why Personal Injury Law Matters in Deerfield Beach

Situated in northern Broward County, Deerfield Beach, Florida is crossed by Interstate 95, U.S. 1, and Hillsboro Boulevard, each carrying thousands of daily motorists, tourists, and commercial vehicles. According to the Florida Department of Highway Safety and Motor Vehicles (FLHSMV) 2022 Traffic Crash Facts, Broward County recorded more than 41,000 traffic crashes and nearly 24,000 injuries in one year alone. Beyond auto accidents, residents and visitors face injuries from boating incidents near the Intracoastal Waterway, slip-and-falls at the city’s vibrant shopping centers, and hurricane-related hazards unique to South Florida’s climate.

If you were hurt because someone else failed to use reasonable care, Florida law allows you to seek compensation for medical bills, lost wages, and other damages. This guide explains your rights under Florida personal injury law, the procedures that apply in Broward County courts, and the practical steps Deerfield Beach victims should take to protect a claim. While the information favors injury victims, it is strictly factual and sourced from the Florida Statutes, Florida Rules of Civil Procedure, appellate opinions, and state agency data.

Understanding Your Personal Injury Rights in Florida

Negligence and Duty of Care

Most personal injury cases in Florida arise from negligence—a failure to behave with the level of care a reasonably prudent person would exercise under similar circumstances. The Florida Supreme Court has consistently held (e.g., McCain v. Florida Power Corp., 593 So.2d 500 (Fla. 1992)) that every person has a legal duty to avoid foreseeable injuries to others.

Statute of Limitations

Under Florida Statutes § 95.11(3)(a), most negligence-based personal injury actions must be filed within two years of the date of injury. Missing this deadline usually bars recovery, so prompt action is critical.

Comparative Negligence

Florida follows a modified comparative negligence rule codified in Florida Statutes § 768.81. If you are found no more than 50% at fault, your damages are reduced by your percentage of fault; if you are more than 50% at fault, recovery is barred. Accurate evidence gathering is therefore essential to keep fault percentages low.

Economic vs. Non-Economic Damages

  • Economic damages include medical expenses, rehabilitation costs, lost income, and property damage.

  • Non-economic damages cover pain and suffering, emotional distress, and loss of enjoyment of life. These are not capped in standard negligence cases, though caps may apply in certain sovereign immunity claims against the State of Florida (see Fla. Stat. § 768.28).

Common Types of Personal Injury Cases in Florida

1. Auto and Motorcycle Accidents

Because Florida is a No-Fault state, drivers must first turn to their own Personal Injury Protection (PIP) insurance (Fla. Stat. § 627.736) for up to $10,000 in medical benefits. You may exit the no-fault system and sue an at-fault driver if you sustain a “serious injury” as defined by Fla. Stat. § 627.737—such as permanent loss of a bodily function or significant scarring.

2. Premises Liability (Slip-and-Fall)

Florida property owners owe varying duties depending on whether the visitor is an invitee, licensee, or trespasser. For transitory foreign substance cases in businesses (e.g., liquid spills in a Deerfield Beach grocery store), Fla. Stat. § 768.0755 requires the victim to prove the establishment had actual or constructive notice of the hazard.

3. Boating and Watercraft Injuries

With the Atlantic Ocean and Hillsboro Canal nearby, boating collisions and Jet Ski accidents are prevalent. Operators must comply with Florida Fish and Wildlife Conservation Commission (FWC) rules, and failure to follow navigation markers or maintain proper lookouts can establish negligence.

4. Bicycle and Pedestrian Crashes

Many residents bike along State Road A1A or Deerfield Island Park trails. When motorists violate right-of-way laws (Fla. Stat. § 316.130), injured cyclists and pedestrians may pursue claims for significant bodily injuries.

5. Hurricane-Related Injuries

South Florida’s hurricane season creates unique dangers—falling debris, power line hazards, and flooding. Negligent property preparation or failure to secure construction materials could make owners or contractors liable under general negligence principles.

Florida Legal Protections & Injury Laws

Pre-Suit Notice Requirements

Certain claims (medical malpractice, sovereign immunity cases) require written pre-suit notices. Medical malpractice victims must comply with Chapter 766’s investigation and notice provisions—failure to do so can result in dismissal.

Evidence Rules and Discovery

The Florida Rules of Civil Procedure permit broad discovery. Parties can use interrogatories, depositions, requests for admission, and Requests to Produce to obtain medical records and surveillance footage. Rule 1.280(b)(1) allows discovery of any matter relevant to the subject matter, not merely admissible evidence.

Expert Witnesses

Florida courts apply the Daubert standard (Fla. Stat. § 90.702) for expert testimony. For example, a biomechanical engineer may testify about impact forces in a rear-end collision on I-95.

Caps on Damages

While statutory caps on non-economic damages in medical malpractice were struck down in Estate of McCall v. United States, 134 So.3d 894 (Fla. 2014), claims against government entities remain capped at $200,000 per person or $300,000 per incident unless the Legislature approves a higher amount (Fla. Stat. § 768.28).

Attorney’s Fees and Contingency Contracts

Most personal injury attorneys in Florida, including those in Deerfield Beach, work on a contingency fee basis governed by Rule 4-1.5(f) of the Rules Regulating The Florida Bar. The standard fee is 33 ⅓% to 40% of the recovery, depending on when the case resolves.

Steps to Take After a Personal Injury in Florida

Seek Immediate Medical Attention – Nearby facilities such as Broward Health North provide emergency care. Under the PIP 14-day rule (Fla. Stat. § 627.736), you must receive treatment within two weeks of a motor-vehicle crash to claim PIP benefits.

  • Report the Incident – Call 911 for accidents involving injuries. For traffic crashes exceeding $500 in damage or any bodily injury, Florida law requires a police report (Fla. Stat. § 316.066).

  • Document Evidence – Photograph the scene, collect witness contact information, and preserve damaged property. Evidence fading is a top reason insurers dispute Deerfield Beach claims.

  • Notify Insurance Carriers – Most policies require prompt notice. Provide basic facts only; detailed statements should wait until you consult counsel.

  • Track Expenses and Losses – Keep receipts, mileage logs for medical visits, and employer wage statements. These prove your economic damages.

  • Avoid Social Media Pitfalls – Defense attorneys scour public posts. Even a single beach photo can be misconstrued to downplay pain and suffering.

  • Consult a Qualified Attorney – An early consultation helps preserve evidence and ensures compliance with filing deadlines.

When to Seek Legal Help in Florida

Serious Injuries and Permanent Impairments

If you sustain fractures, traumatic brain injury, or permanent scarring, future medical costs and wage loss projections often require expert testimony and skilled negotiation. A personal injury lawyer Deerfield Beach Florida will coordinate with economists and life-care planners.

Disputed Liability or Multiple Defendants

Complex crash scenes at the I-95 and SW 10th Street interchange may involve several negligent parties. Florida’s Fabre doctrine (from Fabre v. Marin, 623 So.2d 1182 (Fla. 1993)) allows defendants to shift blame to non-parties, jeopardizing recovery without aggressive legal representation.

Insurance Bad Faith

Insurers must attempt good-faith settlement. Under Fla. Stat. § 624.155, you may pursue a separate claim if an insurer fails to settle when it could and should have done so, subject to a 60-day civil remedy notice.

Local Resources & Next Steps

FLHSMV Traffic Crash Facts – Obtain Deerfield Beach crash statistics and official reports. Florida Statutes Chapter 768 – Read the full text of Florida’s negligence and damages laws. Florida Bar Member Directory – Verify that a lawyer is licensed and in good standing.

Deerfield Beach claims are filed in the Seventeenth Judicial Circuit, Broward County. The main courthouse is 201 S.E. 6th Street, Fort Lauderdale, approximately 18 miles south via I-95. Smaller disputes under $50,000 may be heard in County Court; larger claims proceed in Circuit Court.

Legal Disclaimer

This guide provides general information for educational purposes only and does not constitute legal advice. For advice about your specific situation, consult a licensed Florida attorney.

If you were injured due to someone else's negligence, call Louis Law Group at 833-657-4812 for a free case evaluation and legal consultation.

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