Florida property insurance court decisions and industry insights — curated daily for public adjusters and claims professionals.
California appellate court reverses summary judgment for State Farm in water loss case, rejecting continuous seepage exclusion defense.
Read Analysis →Third DCA rules against Citizens' attempt to reclassify attached iron fence as Coverage B instead of Coverage A in vehicle impact case.
Read Analysis →Analysis of Citizens Property Insurance Corporation's 2025 final order implementing 14% rate cap increases for personal and commercial property coverage.
Read Analysis →Examination of Citizens Property Insurance Corporation's 2026 consent order addressing personal and commercial property rate filings under Commissioner Yaworsky.
Read Analysis →Analysis of Citizens Property Insurance Corporation's 2022 rate filings and the statutory rate increase cap modifications for residential and commercial properties.
Read Analysis →California appellate court rules against State Farm in water loss case, rejecting continuous seepage exclusion for burst pipe claims.
Read Analysis →Florida OIR's 2026 Final Order reaffirms Citizens' role as residual market mechanism with non-competitive rate requirements and actuarial soundness standards.
Read Analysis →Florida OIR's 2022 Final Order establishes Citizens' annual rate increase caps from 11% to 15% over five-year period, impacting policyholder costs.
Read Analysis →Expert analysis reveals the worst conduct in claims handling now comes from insurers, not policyholders, with critical implications for public adjusters.
Read Analysis →Analysis of State Farm's new settlement tactics using Florida's proposal for settlement statute as leverage against policyholders.
Read Analysis →Analysis of the growing disconnect between insurance marketing promises and claims reality, with implications for public adjusters and policyholders.
Read Analysis →OIR Final Order 2025-15 approves Citizens Property Insurance rate filings with 14% annual increase cap, continuing progressive rate structure through 2026.
Read Analysis →OIR issues consent order for Citizens Property Insurance Corporation 2026 rate filings, maintaining statutory requirements for actuarially sound rates.
Read Analysis →OIR approves Citizens Property Insurance rate increases with new annual caps rising from 11% in 2022 to 15% by 2026 under amended Florida Statutes.
Read Analysis →Analysis of recent court decisions on AAA umpire appointments in insurance appraisals and their impact on the appraisal process.
Read Analysis →Florida OIR's final order on Citizens Property Insurance rate filings establishes graduated rate increase caps through 2026, impacting policyholder costs.
Read Analysis →State Farm agrees to $15.6M settlement over Arkansas total loss claims using Audatex valuation system. Key implications for public adjusters and claims professionals.
Read Analysis →OIR Final Order establishes Citizens Property Insurance rate increase caps at 12% for 2023, with graduated increases through 2026 affecting Florida policyholders.
Read Analysis →Louisiana federal court limits Hurricane Ida claim recovery based on policyholder testimony, highlighting critical documentation requirements.
Read Analysis →Iowa federal court's summary judgment ruling in favor of State Farm on arson claim raises concerns about policyholder protections nationwide.
Read Analysis →Have a complex claim or coverage question? Submit your policyholder's details for a free review by our property damage attorneys. We'll analyze the situation and advise on the best path forward.
If you’ve encountered property damage, been in an accident, had a health claim denied, or need assistance with an SSDI claim, you will likely need to deal with an insurance provider. Unfortunately, this can be a drawn-out process, and it’s far too common for valid claims to be unfairly denied. As your trusted insurance attorneys, we don’t simply wait to see how your insurer responds. Instead, we use our knowledge and determination to negotiate directly on your behalf and secure what you may be rightfully owed.
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