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Good Disability Lawyers Near Me: SSDI—Colorado, Colorado

10/12/2025 | 1 min read

SSDI Denial Appeal Guide for Claimants in Colorado, Colorado

Searching for good disability lawyers near me after a Social Security Disability Insurance (SSDI) denial in Colorado can feel overwhelming. Whether you live in Denver, Colorado Springs, Aurora, Fort Collins, or anywhere else in the state of Colorado, the federal SSDI rules and deadlines are the same—but how you prepare your evidence, meet the timelines, and work with your local Social Security Administration (SSA) office can make a decisive difference. This guide is tailored to Colorado residents and slightly favors claimant protections while staying strictly factual and evidence-based.

SSDI is a federal benefit for workers who paid into Social Security and can no longer engage in substantial gainful activity because of a severe, medically determinable impairment expected to last at least 12 months or result in death. If your initial claim is denied (as many are), you have a clear, time-limited path to appeal. At every stage, you have rights to representation, to review and submit evidence, and to receive a reasoned decision under federal law.

In Colorado, your initial and reconsideration decisions are made by the state’s Disability Determination Services (DDS) under the oversight of the SSA. Hearings are held by federal Administrative Law Judges (ALJs), and further review occurs through the SSA’s Appeals Council and, if needed, in federal district court. Colorado is part of the SSA’s Denver Region (Region 8). This guide explains your federal rights, common reasons claims are denied, how to appeal on time, how to strengthen your case, and when a Colorado disability attorney can help.

Because accuracy matters, this guide cites authoritative sources, including the Code of Federal Regulations (20 CFR), the Social Security Act, and SSA guidance. It avoids speculation and focuses on what you can verify and use now. If you need individualized legal advice, consult a licensed Colorado attorney experienced with Social Security disability appeals.

Understanding Your SSDI Rights

What qualifies as “disability” under federal law

SSDI uses a strict definition of disability under the Social Security Act. In simplified terms, you must show you cannot engage in substantial gainful activity due to a medically determinable impairment expected to last at least 12 months or result in death. See Social Security Act § 223(d) (42 U.S.C. § 423(d)). Your claim is evaluated under a five-step sequential process in the regulations at 20 CFR 404.1520 (for SSDI) and the parallel rules for SSI at 20 CFR 416.920.

  • Step 1: Are you performing substantial gainful activity? If yes, generally not disabled.
  • Step 2: Do you have a “severe” medically determinable impairment (or combination) that significantly limits work-related abilities?
  • Step 3: Does your condition meet or equal a Listing in 20 CFR Part 404, Subpart P, Appendix 1?
  • Step 4: Can you perform your past relevant work given your residual functional capacity (RFC)? See 20 CFR 404.1545 on RFC.
  • Step 5: Considering RFC, age, education, and work experience, can you adjust to other work in the national economy (using the Medical-Vocational Guidelines at 20 CFR Part 404, Subpart P, Appendix 2)?

Your core rights during the SSDI process

  • Right to appeal on time: You generally have 60 days from the date you receive an adverse decision to appeal, with a presumption that you receive it 5 days after the date on the notice (unless you show otherwise). See 20 CFR 404.909 (reconsideration), 20 CFR 404.933(b) (hearings), 20 CFR 404.968 (Appeals Council), and 20 CFR 422.210 (civil action).
  • Right to representation: You may appoint a qualified representative, including an attorney or qualified non-attorney, at any stage. See 20 CFR 404.1705. Representatives’ fees are subject to SSA approval and are typically limited to a percentage of past-due benefits, up to a maximum set by SSA.
  • Right to review and submit evidence: You may review your claim file and submit evidence. In hearing-level cases, the “5-day rule” at 20 CFR 404.935 requires you to inform the ALJ about evidence no later than 5 business days before the hearing, with good-cause exceptions.
  • Right to a written decision with reasons: SSA must issue written decisions explaining the evidence considered and the basis for its findings, enabling meaningful review.
  • Right to request more time for good cause: If you miss a deadline, you may request an extension for “good cause” under 20 CFR 404.911 and 416.1411. Good cause is evaluated case-by-case.

Colorado-specific context

Colorado’s DDS works with your doctors and consultative examiners to develop the record at the initial and reconsideration stages. While hearings are conducted by federal ALJs, your scheduling and notices will reference Colorado locations or videoconference options. Field offices in cities such as Denver, Colorado Springs, Aurora, Lakewood, Fort Collins, and Pueblo can assist with filing and appeals. Use the SSA’s field office locator to confirm the nearest office and hours.

Common Reasons SSA Denies SSDI Claims

Understanding why claims are denied helps you fix problems before you appeal. SSA denials typically fall into patterns recognized in regulations and case processing rules.

Insufficient medical evidence

SSDI determinations rely on objective medical evidence from acceptable medical sources. Missing records, gaps in treatment, or diagnostic uncertainty can result in adverse findings at Steps 2–5. Evidence should document your diagnoses, clinical findings, imaging or labs (if pertinent), treatment history, functional limitations, and prognosis. The ALJ and DDS must consider all relevant evidence, but they cannot fill gaps you control—be proactive about obtaining complete records.

Impairments not severe or not expected to last 12 months

If DDS finds your impairment is non-severe or short-term, it will deny at Step 2. Establish chronicity and duration with consistent treatment notes and specialist opinions. The duration requirement is statutory under 42 U.S.C. § 423(d).

Residual functional capacity (RFC) inconsistent with disability

DDS or an ALJ may determine that, despite limitations, you can perform past relevant work (Step 4) or other work (Step 5). These findings hinge on vocational evidence, the DOT/Selected Characteristics of Occupations, and medical opinion assessments. Strengthen your record with specific functional limitations supported by clinical findings, longitudinal treatment, and, where appropriate, standardized testing.

Substantial gainful activity (SGA)

If earnings exceed the SGA threshold, SSA will generally deny at Step 1. SGA amounts are set annually by SSA. Verify your work activity and submit accurate pay records. If you attempted to work but could not sustain it, discuss unsuccessful work attempts under SSA policy.

Noncompliance or insufficient cooperation

Failing to attend consultative examinations, not responding to SSA requests, or incomplete forms can lead to denials. Keep addresses updated, check your mail, meet deadlines, and communicate promptly with SSA and DDS.

Substance use issues intertwined with impairment

If drug addiction or alcoholism (DAA) is a contributing factor material to disability, benefits may be denied. The test is whether you would still be disabled if you stopped using. Ensure the record separates limitations attributable to your underlying conditions from those due to DAA.

Credibility and symptom evaluation

SSA evaluates the consistency of symptom reports with medical and other evidence. While subjective symptoms matter, they must be supported by the overall record. See 20 CFR 404.1529. Provide detailed descriptions of how symptoms limit work-related functions—sitting, standing, lifting, concentration, persistence, and pace—and corroborate with medical notes.

Federal Legal Protections & Regulations

Statutes and regulations that govern SSDI

  • Social Security Act: The definition of disability and entitlement criteria are in § 223 (42 U.S.C. § 423), and judicial review is available under § 205(g) (42 U.S.C. § 405(g)).
  • Five-step process: 20 CFR 404.1520 (SSDI); parallel SSI rules at 20 CFR 416.920.
  • Listings (“Blue Book”): 20 CFR Part 404, Subpart P, Appendix 1.
  • Medical-vocational rules: 20 CFR Part 404, Subpart P, Appendix 2.
  • Appeals deadlines and procedures: 20 CFR 404.909 (reconsideration), 404.933(b) (requesting a hearing), 404.968 (Appeals Council), and 20 CFR 422.210 (civil action in federal court).
  • Evidence deadlines at hearing: 20 CFR 404.935 (five-business-day rule).
  • Representation: 20 CFR 404.1705 (appointment of representative) and fee approval under the Act and regulations.

What these rules mean for Colorado claimants

These federal protections apply uniformly in Colorado. If DDS denies your claim, you can request reconsideration under 20 CFR 404.909. If denied again, you can request a hearing before an ALJ per 20 CFR 404.933. At the hearing level, you have rights to submit additional evidence (subject to 20 CFR 404.935), testify, and cross-examine vocational or medical experts if they appear. After an ALJ decision, you may seek Appeals Council review within 60 days under 20 CFR 404.968. Finally, you may file a civil action in the United States District Court under 42 U.S.C. § 405(g) and 20 CFR 422.210.

At any stage, if you miss a deadline, you may request an extension for good cause under 20 CFR 404.911/416.1411. Good cause depends on factors like illness, misunderstanding of the notice, or other circumstances outside your control. Always document reasons and provide supporting proof.

Steps to Take After an SSDI Denial

1) Read your denial letter carefully

Your notice explains the rationale (e.g., medical evidence, duration, RFC). Identify the stage (initial or reconsideration), the exact denial date, and any evidence the agency reviewed. Track the 60-day appeal deadline, adding the 5-day mailing presumption unless you have proof of actual receipt on a different date. Do not let the deadline lapse while gathering more records—file the appeal timely and continue developing evidence.

2) File your appeal correctly and on time

  • Reconsideration: Request within 60 days of receipt. See 20 CFR 404.909.
  • ALJ Hearing: If reconsideration is denied, request a hearing within 60 days of receipt. See 20 CFR 404.933(b).
  • Appeals Council: Request review within 60 days of receipt. See 20 CFR 404.968.
  • Federal Court: File a civil action within 60 days of receipt of the Appeals Council’s decision or denial of review, under 42 U.S.C. § 405(g) and 20 CFR 422.210.

You can submit appeals online, by mail, or in person at an SSA field office in Colorado. For in-person assistance, use the SSA’s locator to find the nearest office and its hours. Keep copies of everything and note the date of submission.

3) Strengthen your medical evidence

  • Close gaps: Obtain complete records from all treating sources. Continuity of care helps establish severity and duration (12-month requirement).
  • Objective support: Where medically appropriate, include imaging, lab results, and standardized testing that corroborates your functional limitations.
  • Functional opinions: Ask treating specialists to provide detailed functional assessments consistent with 20 CFR 404.1545, addressing sitting, standing, lifting, postural limits, concentration, pace, and persistence.
  • Consistency matters: Ensure your reports to healthcare providers align with your testimony and activity reports. SSA assesses symptom consistency under 20 CFR 404.1529.

4) Prepare for the “five-day rule” at the hearing

Under 20 CFR 404.935, you must inform the ALJ about or submit all written evidence at least five business days before your hearing. If you cannot meet the deadline, explain good cause (for example, delayed medical records despite diligent requests). Document your efforts with request letters and provider responses.

5) Address vocational issues

At Steps 4 and 5, the ALJ may rely on a vocational expert (VE). Be ready to question job numbers, transferability of skills, and whether the VE’s testimony is consistent with the Dictionary of Occupational Titles (DOT). Provide evidence about your past relevant work’s real demands and highlight conflicts with your RFC.

6) Consider representation

A representative can organize evidence, develop legal theories tied to regulations, prepare you for testimony, and cross-examine experts. Under 20 CFR 404.1705, you may appoint an attorney or qualified non-attorney. Fees are generally contingent on past-due benefits and capped by SSA. A Colorado disability attorney familiar with local DDS practices and hearing expectations can help you avoid procedural pitfalls.

7) Keep SSA informed

Report address changes, new medical diagnoses, hospitalizations, and work attempts promptly. Missed consultative exams or unreturned forms can derail your case.

When to Seek Legal Help for SSDI Appeals

While you are not required to hire a lawyer, many claimants benefit from counsel early—especially after a denial. Consider contacting a Colorado disability attorney when:

  • You received an initial or reconsideration denial and want help filing a timely appeal with targeted evidence.
  • You have complex medical issues, multiple impairments, or a condition that does not fit neatly into a Listing.
  • Your case hinges on nuanced RFC opinions, episodic symptoms, pain, or mental health limitations.
  • You need to prepare for VE or medical expert testimony at a hearing.
  • Deadlines are tight, or you may need to argue good cause for a late appeal under 20 CFR 404.911/416.1411.

Representation can help translate medical evidence into vocational restrictions that align with the five-step framework. A local advocate understands hearing practices commonly used in Colorado and can ensure your evidence meets the 20 CFR requirements.

Local Resources & Next Steps for Colorado Claimants

Social Security field offices in Colorado

Colorado residents can file and appeal SSDI claims online or through SSA field offices located throughout the state, including Denver, Colorado Springs, Aurora, Lakewood, Fort Collins, Greeley, Pueblo, and Grand Junction. To confirm your nearest office, current hours, and acceptable document drop-off options, use the SSA’s official Office Locator. Bringing a government-issued photo ID and your denial notice can streamline in-person assistance.

Disability Determination Services (DDS) in Colorado

Initial and reconsideration determinations for Colorado SSDI claims are made by Colorado’s DDS under the oversight of SSA. DDS gathers medical records and may arrange consultative examinations when needed. You can help DDS by promptly responding to requests and ensuring your providers send complete and timely records.

Hearings and the SSA’s Denver Region

Colorado belongs to the SSA’s Denver Region. If you request a hearing, your case will be scheduled by the Office of Hearings Operations (OHO) and may be held in person, by video, or by telephone. Follow all instructions in your hearing notice and comply with the five-day evidence rule (20 CFR 404.935). If you have special accommodations needs, contact SSA promptly.

Attorney licensing in Colorado

Only attorneys licensed to practice law in Colorado may provide legal advice about Colorado law. For representation before the SSA, both attorneys and qualified non-attorneys may represent claimants under 20 CFR 404.1705. If you choose to retain counsel for your SSDI appeal and want advice regarding Colorado-specific legal issues, select a lawyer admitted in Colorado and in good standing.

Key timelines to remember

  • Reconsideration: 60 days from receipt of the initial denial (20 CFR 404.909).
  • ALJ hearing: 60 days from receipt of the reconsideration denial (20 CFR 404.933(b)).
  • Appeals Council: 60 days from receipt of the ALJ decision (20 CFR 404.968).
  • Civil action: 60 days from receipt of the Appeals Council’s final action (42 U.S.C. § 405(g); 20 CFR 422.210).
  • Evidence deadline at hearing: Notify or submit evidence at least 5 business days before the hearing (20 CFR 404.935), unless good cause exists.

Practical Tips for a Stronger SSDI Appeal in Colorado

Be precise with deadlines and documentation

Calendar the 60-day deadlines immediately and keep proof of filing (online confirmations, certified mail receipts, or date-stamped copies). If you anticipate a delay, submit a written good-cause request with supporting evidence under 20 CFR 404.911/416.1411.

Develop a complete, longitudinal medical record

Longitudinal treatment records—especially from specialists—carry weight. Ask your providers to detail work-related limitations tied to objective findings (e.g., MRI, EMG, pulmonary function testing), and note frequency/duration of flare-ups, off-task time, and likely absences. If mental health conditions are at issue, include psychological testing and therapy notes that address concentration, persistence, and pace.

Align your testimony with the five-step framework

Organize your hearing testimony around functional limitations: sitting/standing tolerance, need to elevate legs, use of assistive devices, postural limits, reaching/handling issues, environmental restrictions, and mental limitations such as reduced pace, difficulty with changes, or need for extra supervision. This helps the ALJ evaluate your RFC under 20 CFR 404.1545 and apply the Medical-Vocational Guidelines when appropriate.

Address work attempts candidly

Document unsuccessful work attempts, reduced hours, or special accommodations. Provide pay stubs and employer statements showing why you could not sustain SGA. This context can be crucial at Steps 1, 4, and 5.

Use the right keywords when searching for help

When looking for local support, search phrases like “good disability lawyers near me,” “colorado disability attorney,” “SSDI appeals,” and the primary SEO phrase “SSDI denial appeal colorado colorado.” These terms can help you find Colorado-based representatives familiar with SSA procedures.

Frequently Asked Questions for Colorado Claimants

Is there a deadline to appeal an SSDI denial?

Yes. You generally have 60 days from the date you receive the denial to file the next appeal, plus a 5-day presumption for mailing. See 20 CFR 404.909, 404.933(b), 404.968, and 20 CFR 422.210. If late, request an extension for good cause under 20 CFR 404.911/416.1411.

Do I need a Colorado attorney to represent me before SSA?

No. Under 20 CFR 404.1705, you may be represented by an attorney or qualified non-attorney. However, for legal advice regarding Colorado law, a Colorado-licensed attorney is recommended.

What if I get new evidence after the hearing is scheduled?

Notify the ALJ and submit the evidence as soon as possible. Under 20 CFR 404.935, you must inform the ALJ about all written evidence at least five business days before the hearing. If you miss the deadline, explain good cause.

How does SSA evaluate pain and fatigue?

SSA considers the consistency of your symptoms with the medical evidence and other information. See 20 CFR 404.1529. Provide detailed descriptions and corroborating treatment notes.

What happens after the Appeals Council?

If the Appeals Council denies review or issues an unfavorable decision, you may file a civil action in federal district court within 60 days of receipt, under 42 U.S.C. § 405(g) and 20 CFR 422.210.

How to Contact SSA or Get Local Help in Colorado

  • SSA Office Locator: Find the nearest Colorado field office, hours, and contact options using the official locator.
  • Colorado DDS: Cooperate promptly with record requests and consultative exam scheduling; ensure providers send records quickly.
  • Hearing Scheduling: If you requested a hearing, watch for notices from SSA’s Office of Hearings Operations and comply with evidence deadlines.

Authoritative Resources

SSA: How to Appeal a Decision20 CFR 404.909 – Reconsideration20 CFR 404.935 – Submitting Evidence (Five-Day Rule)Social Security Act § 205(g) (42 U.S.C. § 405(g))SSA Office Locator for Colorado Field Offices

Checklist: What to Do After an SSDI Denial in Colorado

  • Mark your deadline: Identify the decision date and calendar the 60-day appeal window.
  • File the appeal: Submit reconsideration or hearing request promptly; do not wait to gather all records first.
  • Order records: Request complete medical files from all providers; follow up if delayed.
  • Obtain functional opinions: Ask treating providers to quantify work-related limitations consistent with 20 CFR 404.1545.
  • Prepare testimony: Outline how symptoms affect daily functioning and work capacity.
  • Comply with the five-day rule: Notify the ALJ about evidence at least five business days before the hearing (20 CFR 404.935).
  • Consider representation: Consult a Colorado disability attorney or qualified representative experienced with SSDI appeals.
  • Track communications: Keep copies of submissions, medical requests, and SSA notices.

Conclusion

SSDI appeals are winnable when you know your rights, meet deadlines, and present persuasive medical and vocational evidence. For Colorado residents, that means working within the federal framework—20 CFR regulations and the Social Security Act—while leveraging local access to SSA field offices and understanding the role of Colorado’s DDS. If you received a denial, act quickly, comply with the five-day rule at hearings, and consider professional help to strengthen your case.

Legal disclaimer: This guide provides general information for Colorado residents and is not legal advice. Laws and regulations change. For advice about your situation, consult a licensed Colorado attorney.

If your SSDI claim was denied, call Louis Law Group at 833-657-4812 for a free case evaluation and claim review.

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