Flooding can be defined as an overflow of water from a water source to dry land. Some areas are more prone to flooding than others, but floods have occurred in regions that haven’t had them before. According to the National Flood Insurance Program (NFIP), 90 percent of all-natural disasters in the United States involve flooding. However, flood damage is not covered on a typical Florida homeowners’ policy. That is why it is of the utmost importance that every homeowner purchases flood insurance in addition to a home insurance policy. Flooding is highly destructive, damaging all or part of a home. Plus, flooding can lead to other issues such as mold damage.
Protecting yourself from a flood means preparing your home or workplace, collecting sources of information, and developing an emergency communications plan. Knowing what to do when a flood is approaching your home or business is critical. Understanding the consequences of flooding in homes is good, but knowing the next steps to take after a flood is more important. We all know the stress and overwhelm that results from home displacement due to flooding. That is why every homeowner needs to take quick action to get compensated for flood damages and get their lives back. For those suffering a flood damage claim, the experienced lawyers at the Louis Law Group can help speed up the recovery process.
Why You Need An Insurance Lawyer
Since the costs of home repairs are often immense, every homeowner should hire a professional attorneys to file their flood insurance claims. The Louis Law Group legally helps Florida homeowners with flood damage insurance claims. Our expertly trained attorneys know how to deal with insurance companies. Which means, by partnering with us, your flood damage insurance claims have a better chance of being accepted.
According to the NFIP, here are the steps you should take after a flood loss, only if it is safe to do so:
- Document your damage
- Mold and debris cleanup
- Prepare for inspection
Contact the Louis Law Group
The damage from a flood loss can be catastrophic. The Louis Law Group has professional insurance litigators that can help you with the entire flood damage insurance claims process. If you’re a policyholder or contractor and you find yourself in a dispute, contact the Louis Law Group today to help with your claim.